{"id":56633,"date":"2016-09-12T19:58:19","date_gmt":"2016-09-12T19:58:19","guid":{"rendered":"https:\/\/one.sightlinemg.com\/airforcetimes\/native\/uncategorized\/giving-you-ammo-to-improve-your-financial-aim\/"},"modified":"2026-08-08T10:01:33","modified_gmt":"2026-08-08T10:01:33","slug":"giving-you-ammo-to-improve-your-financial-aim","status":"publish","type":"native","link":"https:\/\/one.sightlinemg.com\/airforcetimes\/native\/lendingpoint\/giving-you-ammo-to-improve-your-financial-aim\/","title":{"rendered":"Giving you ammo to improve your financial aim"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><br\/>When 46% of Americans don&#8217;t have enough savings to cover an emergency cost over $400, it is important to understand your finance options when searching for a way to cover an unexpected curve ball from life. \u00a0 <br\/> <br\/>Below we break down the differences between revolving credit and installment debt in the hopes to better inform you on the pros and cons of both. <br\/> <br\/><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding your credit score is equally important as it acts as an adult report card, communicating your likelihood to pay back on current obligations based on past and present spending, payment, and income trends. More on your credit score in our next installment. <br\/> <br\/><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1198\" height=\"2105\" src=\"\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg\" alt=\"\" class=\"wp-image-95429\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg 1198w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg?resize=171,300 171w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg?resize=768,1349 768w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg?resize=583,1024 583w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg?resize=874,1536 874w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/lendingpoint-installment-loans-versus-revolving-credit-infographic.jpg.jpg?resize=1166,2048 1166w\" sizes=\"auto, (max-width: 1198px) 100vw, 1198px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><br\/>If you have decided that a personal loan is the best option for you, see what you qualify for and check rates  <a class=\"\" href=\"https:\/\/www.lendingpoint.com\/apply\/?LeadProviderData=MilitaryTimesPPC&amp;SubSource=MilitaryTimes&amp;LeadSource=Organic&amp;CampaignId=ContentInfographic&amp;UniqueCode#\/LoanNeeds\" target=\"_blank\">here<\/a>.<\/p>\n","protected":false},"author":7,"featured_media":95427,"menu_order":0,"template":"single-native-legacy","meta":{"_acf_changed":false,"_acf":"","_yoast_wpseo_primary_category":"15"},"advertiser":[3431],"class_list":["post-56633","native","type-native","status-publish","has-post-thumbnail","hentry","advertiser-lendingpoint"],"acf":{"subheadline":"","legacy_arc_id":"V65CKEXZSBDC5GPVFAKE24EA6I","arc_canonical_url":"\/native\/lendingpoint\/2016\/09\/12\/giving-you-ammo-to-improve-your-financial-aim\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Giving you ammo to improve your financial aim - Air Force TImes<\/title>\n<meta name=\"description\" content=\"When 46% of Americans 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