{"id":13155,"date":"2018-08-14T15:19:08","date_gmt":"2018-08-14T15:19:08","guid":{"rendered":"https:\/\/one.sightlinemg.com\/airforcetimes\/uncategorized\/2018\/08\/14\/not-just-va-5-more-state-run-programs-that-help-troops-veterans-buy-their-new-home\/"},"modified":"2026-08-07T20:19:40","modified_gmt":"2026-08-07T20:19:40","slug":"not-just-va-5-more-state-run-programs-that-help-troops-veterans-buy-their-new-home","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/airforcetimes\/home-hq\/2018\/08\/14\/not-just-va-5-more-state-run-programs-that-help-troops-veterans-buy-their-new-home\/","title":{"rendered":"Not just VA: 5 more state-run programs that help troops, veterans buy their new home"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The VA-backed <a href=\"https:\/\/www.militarytimes.com\/home-hq\/va-loan-center\/\">home loan<\/a> may be the widest-known real estate benefit for military members past and present, but it\u2019s far from the only one.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A number of states offer grants, reduced-rate loans and other benefits to service members and veterans of various stripes. Home HQ has featured several state-run programs in the past (<a href=\"https:\/\/www.militarytimes.com\/home-hq\/2018\/01\/09\/not-just-va-state-backed-programs-may-help-you-buy-your-next-home\/\" target=_blank>here<\/a>, <a href=\"https:\/\/www.militarytimes.com\/home-hq\/2018\/07\/19\/not-just-va-4-more-states-with-military-friendly-home-loan-programs\/\" target=_blank>here<\/a> and <a href=\"https:\/\/www.militarytimes.com\/home-hq\/2018\/06\/19\/not-just-va-more-state-run-programs-that-could-help-you-land-your-dream-home\/\" target=_blank>here<\/a>); see below for more options to help you land your next home.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Missouri: <\/b>Veterans can take part in the state\u2019s <a href=\"http:\/\/www.mhdc.com\/homes\/firstplaceloans\/index.htm\" target=_blank>First Place<\/a> loan program even if they\u2019ve already owned a home. The program offers discounted rates as well as a Cash Assistance Payment option that lets beneficiaries borrow funds for closing and related costs. Learn more about income and purchase-price limits, and get links to lender and pre-qualification websites, <a href=\"http:\/\/mhdc.com\/homes\/firstplaceloans\/FAQ.htm\" target=_blank>here<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Nebraska:<\/b> The Military Home Program, run by the Nebraska Investment Finance Authority, allows service members and veterans to qualify for <a href=\"https:\/\/www.nifa.org\/homebuyer\/interest-rates\" target=_blank>\u201ccompetitively priced\u201d interest rates<\/a>. Veterans also are exempt from the program\u2019s first-time buyer requirement. Unlike many other state-run programs, VA loan eligibility isn\u2019t required. Learn more <a href=\"https:\/\/www.nifa.org\/_resources\/e30d:oz2ap0-pe\/files\/75920533zcc9ba109\/_fn\/Military%20Home%20Program-%20HB.pdf\" target=_blank>here<\/a> (PDF).<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/home-hq\/2018\/03\/19\/ready-for-a-new-va-loan-here-are-the-only-4-ways-to-restore-your-entitlement\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"158\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/loan-modification-scam-fb.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Ready for a new VA loan? Here are the only 4 ways to restore your entitlement<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Be sure you&#039;re eligible for that next VA loan.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\"><b>Ohio:<\/b> Service members, veterans and surviving spouses may qualify for the <a href=\"https:\/\/myohiohome.org\/ohioheroes.aspx\" target=_blank>Ohio Heroes<\/a> program, a discounted interest rate offered via the Ohio Housing Finance Agency. The program also covers first responders and teachers. Participants must have a credit score of 640 or higher (660 for some loan types) and must complete an online education course. Other financial restrictions apply, including income and purchase-price limits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Tennessee: <\/b>Service members past and present who participate in the state\u2019s <a href=\"https:\/\/thda.org\/homebuyers\/great-choice-home-loans\" target=_blank>Great Choice Home Loans program<\/a> can qualify for a lower interest rate (half a percentage point below other beneficiaries) and can participate in the first-time homebuyer program even if they\u2019ve already owned a home. A series of restrictions apply including home price and income maximums, and credit score requirements; military spouses also may qualify. Head <a href=\"https:\/\/thda.org\/homebuyers\/great-choice-home-loans\" target=_blank>here<\/a> for details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Utah: <\/b>The <a href=\"https:\/\/veterans.utah.gov\/fthb\/\" target=\"_blank\">Utah Veteran First-time Homebuyer Grant<\/a> offers $2,500 to active-duty service members and veterans who\u2019ve left service in the last five years to purchase their first home in the state. Beneficiaries must be <a href=\"https:\/\/www.militarytimes.com\/home-hq\/va-loan-center\/2017\/12\/07\/va-loan-basics-getting-your-certificate-of-eligibility\/\" target=\"_blank\">eligible for a VA loan<\/a> to participate, and they can qualify for the grant if they\u2019ve owned homes in other states. Head <a href=\"https:\/\/veterans.utah.gov\/wp-content\/uploads\/2018\/07\/UDVMA-Form-2-July-2018.pdf\" target=\"_blank\">here<\/a> for the online application.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Need a little extra help to make the mortgage math work? A state-run program could be the solution.<\/p>\n","protected":false},"author":7,"featured_media":28559,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":7,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":{"2":{"categories":["home-hq","home-hq","newsletters"],"primary_category":"home-hq"},"5":{"categories":["home-hq"],"primary_category":"home-hq"},"6":{"categories":["home-hq"],"primary_category":"home-hq"},"7":{"categories":["home-hq"],"primary_category":"home-hq"}}},"categories":[7],"tags":[],"coauthors":[792],"class_list":["post-13155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-hq"],"acf":{"subheadline":"","legacy_arc_id":"FVZKVKG5AFGXRFSNOE64EJGHO4","arc_canonical_url":"\/home-hq\/2018\/08\/14\/not-just-va-5-more-state-run-programs-that-help-troops-veterans-buy-their-new-home\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"home-hq-layout","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Not just VA: 5 more state-run programs that help troops, veterans buy their new home - Air Force TImes<\/title>\n<meta name=\"description\" content=\"Need a little extra help to make the mortgage math work? 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