{"id":60956,"date":"2018-11-01T18:26:00","date_gmt":"2018-11-01T18:26:00","guid":{"rendered":"https:\/\/one.sightlinemg.com\/airforcetimes\/uncategorized\/2018\/11\/01\/will-some-military-retirees-miss-the-boat-on-new-dental-coverage\/"},"modified":"2026-08-08T11:31:08","modified_gmt":"2026-08-08T11:31:08","slug":"will-some-military-retirees-miss-the-boat-on-new-dental-coverage","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/airforcetimes\/management\/pay-benefits\/2018\/11\/01\/will-some-military-retirees-miss-the-boat-on-new-dental-coverage\/","title":{"rendered":"Will some military retirees miss the boat on new dental coverage?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Are military retirees getting the word about looming <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2018\/09\/26\/here-are-the-new-rates-for-military-retiree-dental-coverage-under-new-fedvip-benefit\/\" target=_blank>changes to their dental coverage<\/a>, and do older retirees in particular have the tools they need to make that decision?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some advocates are concerned about the upcoming transition from the Tricare Retiree Dental Program, which ends Dec. 31. It\u2019s being replaced by the<a href=\"http:\/\/www.militarytimes.com\/pay-benefits\/2018\/09\/26\/here-are-the-new-rates-for-military-retiree-dental-coverage-under-new-fedvip-benefit\/\"> Federal Employees Dental and Vision Insurance Program<\/a> (FEDVIP), traditionally available to federal civilian employees, retirees and their families. But retirees are not automatically enrolled in the new FEDVIP coverage. They must enroll between Nov. 12 and Dec. 10, or they won\u2019t have coverage on Jan. 1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMy biggest fear is that there are going to be so many retirees who are not going to get the word until they try to go to the dentist,\u201d said Frank Yoakum, a retired Army sergeant major who is executive director of the Enlisted Association of the National Guard of the United States. \u201cThey\u2019ll find out they have no dental coverage. They missed the boat &#8230; so they have to wait until next year\u2019s open season to make a choice for 2020. They\u2019ll go without dental care for a year.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">About 1.6 million beneficiaries are currently enrolled in the Tricare Retiree Dental Program, and another 1.3 million are eligible retirees who aren\u2019t currently enrolled in that program. All of those nearly 3 million beneficiaries are eligible for FEDVIP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">DoD and Office of Personnel Management officials have taken a variety of steps to push out the word on social media and other avenues. While Defense Department officials have sent letters and postcards to <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2018\/08\/21\/millions-of-military-retirees-and-families-must-act-soon-for-dental-vision-coverage\/\" target=_blank>military retirees <\/a>about the change, there may be some who didn\u2019t open the mail, or their current address hasn\u2019t been updated in the DoD system, Yoakum said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI think that train wreck is on its way,\u201d he said.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/2018\/09\/26\/here-are-the-new-rates-for-military-retiree-dental-coverage-under-new-fedvip-benefit\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/dentist.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Here are the new rates for military retiree dental coverage under new FEDVIP benefit<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Active duty families and retirees are also eligible for vision coverage.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">Military retirees also have choices now \u2014 everyone has at least 10 dental plan choices available. Military retirees have been used to a one-size-fits-all plan, said Kathy Beasley, a retired Navy captain who is director of government relations for health affairs at the Military Officers Association of America. Making the choice about which option best fits their dental needs and wallet \u201chas been overwhelming for some,\u201d she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For information about the FEDVIP plans and choices, click <a href=\"https:\/\/tricare.benefeds.com\/InfoPortal\/indexAction\" target=_blank>here<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yoakum, Beasley and other advocates are concerned that many older retirees who are not computer-savvy may not be able to access the information they need to make those choices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>How to compare all those plans<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yoakum said older retirees who are EANGUS members want to be able to lay out printed comparisons of plans side by side, to make their decisions. Yoakum said he has been going to the <a href=\"https:\/\/tricare.benefeds.com\/InfoPortal\/indexAction\" target=_blank>Tricare.benefeds.com<\/a> site, and plugging in ZIP codes of some members who have contacted him, and mailing the side-by-side comparisons to them. BENEFEDS administers FEDVIP enrollment and premium payment processes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to an OPM spokesman, retirees can call toll-free 877-888-3337 to request a plan comparison, and BENEFEDS will provide a table based on the retiree\u2019s ZIP code, placed in the mail the day after the phone call. The table will show each plan available, the plan\u2019s phone number and website, and the rate for each plan, specific to the retiree\u2019s ZIP code.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, it was not immediately clear whether the printed plan comparison would also include other features of each available plan, such as amount of co-pay and the annual maximum benefit, similar to what the website comparison tool provides.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cJust because I have the rates, doesn\u2019t mean I have sufficient information,\u201d Yoakum said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Military retirees who call the toll-free BENEFEDS number should wait for the prompt for uniformed services retirees; then say \u201crates\u201d; then say \u201cagent\u201d to reach someone who can take your information and mail the plan comparison. The customer service agents can answer enrollment questions, but they can\u2019t recommend a plan nor discuss benefits or dental and vision providers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike military retirees who aren\u2019t familiar with the plethora of FEDVIP plans, federal employees who retire are already accustomed to the plans and choices in FEDVIP that were available to them when they were working.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Advocates are concerned some military retirees will miss the deadline and have to go without dental coverage for a year.<\/p>\n","protected":false},"author":7,"featured_media":34695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":8,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[101,78,26,8,21],"tags":[],"coauthors":[3232],"class_list":["post-60956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-dental-insurance","category-newsletters","category-pay-benefits","category-veterans"],"acf":{"subheadline":"","legacy_arc_id":"ZTCIZB66NZCR3NZY6D6JQBPOJY","arc_canonical_url":"\/pay-benefits\/2018\/11\/01\/will-some-military-retirees-miss-the-boat-on-new-dental-coverage\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented 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