{"id":68815,"date":"2016-02-11T20:20:49","date_gmt":"2016-02-11T20:20:49","guid":{"rendered":"https:\/\/one.sightlinemg.com\/airforcetimes\/uncategorized\/2016\/02\/11\/veterans-choice-program-hurting-some-vets-credit-scores\/"},"modified":"2026-08-08T13:07:05","modified_gmt":"2026-08-08T13:07:05","slug":"veterans-choice-program-hurting-some-vets-credit-scores","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/airforcetimes\/veterans\/2016\/02\/11\/veterans-choice-program-hurting-some-vets-credit-scores\/","title":{"rendered":"Veterans Choice program hurting some vets&#8217; credit scores"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Some veterans are seeing their credit ruined by using the\u00a0Veterans Choice health program because the Veterans Affairs Department is not reimbursing participating physicians promptly, forcing them to bill their veteran\u00a0patients who often can&#8217;t pay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Veterans advocates and House lawmakers said Thursday that\u00a0veterans using the community care program\u00a0face long delays in treatment and bad credit because physicians are waiting up to six months for reimbursements from VA\u00a0and are demanding payment from patients, often forwarding the bills to\u00a0collection agencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rep. Raul\u00a0Ruiz, D-Calif.,\u00a0said one of his constituents sought care for pain and orthopedic problems\u00a0through the Veterans Choice program, but VA did not reimburse the specialists in a timely manner, forcing the veteran to reschedule needed surgeries and deal with aggressive\u00a0collection agents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;Now this veteran has damaged health and damaged credit due to the VA,&#8221; Ruiz said during a House Veterans&#8217; Affairs subcommittee hearing. &#8220;This\u00a0damage that veterans suffer due to the VA&#8217;s reimbursement system is irreparable and unacceptable.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In another case, a veteran in Saginaw, Michigan, needed follow-up care for an eye appointment through Veterans Choice. But while the initial appointment was approved, the needed sight-saving treatment was not. Since approval and payment were delayed,\u00a0the providing clinic stopped treatment and demanded money from the patient\u00a0before they would continue, Veterans of Foreign Wars senior legislative associate Carlos\u00a0Fuentes said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To solve the issue, VFW contacted the Veterans Choice\u00a0contractor Health Net Federal Services but was told that treatment could not be approved retroactively.\u00a0The group then appealed to VA for help,\u00a0Fuentes said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;It shouldn&#8217;t require our involvement to have this paid,&#8221; Fuentes told House committee members.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Veterans\u00a0Choice program was launched in November 2014 to give veterans who face lengthy wait times for care or live 40 miles or more from a VA facility the option to see a private physician.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It has come under fire for failing to improve veterans&#8217; access to medical treatment since patients continue to face challenges making appointments or receiving approval for care.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Providers have complained about the program as well, citing long\u00a0delays in payments and disparate reimbursement rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to VA officials, the department\u00a0paid less than 70 percent of its claims to providers within 30 days. In contrast,\u00a099 percent of Tricare and Medicare claims from\u00a0community providers are processed within 30 days.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In fiscal 2012, VA spent $4.5 billion on care for veterans outside VA hospitals and clinics. That figure rose to $10 billion in fiscal 2015, and the Obama administration has requested $12 billion for community care programs in fiscal 2017.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But despite vast sums of money appropriated for the programs, systemwide\u00a0problems persist. Earlier this month, the VA Office of Inspector General found that for 64 percent of 450 appointments reviewed at a VA clinic in Colorado Springs, Colorado, veterans waited more than 30 days for care and none were offered a faster appointment through Veterans Choice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The VA inspector general also found that in\u00a0Tampa, Florida, eligible veterans were not offered care through Veterans\u00a0Choice and VA medical center staff &#8220;inappropriately removed&#8221;\u00a0veterans from the Choice eligibility list.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;VA needs to improve program controls. Without adequate controls, VA&#8217;s consolidation plan is at increased risk of not achieving its goal of delivering timely and efficient health care to veterans,&#8221; said Gary Abe, deputy assistant inspector general for audit and evaluations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">VA officials say they are working to solve the problems, starting with the late payments, by changing requirements of providers to furnish medical documentation along with the bills.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">VA also is hiring more claims processing staff and establishing new productivity standards, said\u00a0Dr. Baligh Yehia, Veterans Health Administration assistant deputy undersecretary for health for community care.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;There should be no administrative burden that stands in the way of veterans getting care,&#8221; Yehia said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">VA also is seeking to\u00a0consolidate its private care programs into a single initiative, the New Veterans Choice program, and has asked Congress for legislative authority to implement the changes needed to jump-start\u00a0the new program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As for the veterans facing bad credit, VA officials have written letters to credit bureaus to help restore former service members&#8217; credit ratings. The department also introduced a toll-free number, 877-881-7618, for veterans to call if they have problems with adverse credit reports related to the Veterans Choice program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rep. Dan Benishek, a surgeon who chairs the House Veterans&#8217; Affairs personnel subcommittee, said the VA must fix the problem or risk losing willing program participants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;The overly bureaucratic,\u00a0highly manual\u00a0claims process \u2026 does not meet the standards. Community providers continue to report millions of dollars in past-due, unpaid claims and my office continues to hear regularly from providers who would like to\u00a0serve veterans but they hesitate to take referrals from the VA because it is so difficult to get paid for their services,&#8221; Benishek said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rep. Mark Takano, D-Calif., said the VA is not entirely at fault for the problems with provider reimbursement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;A lot of the beating up on the department needs to be put into context,&#8221; Takano said. &#8220;VA\u00a0was never set up to be an insurer\/payer. This is a revolution of sorts. The mindset has been that VA is a provider organization but now we are looking at other approaches, including a permanent program\u00a0for care in the community, which means setting up a system to\u00a0do both \u2014 a provider and payer organization.\u00a0Let&#8217;s make that a distinction.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Patricia Kime covers military and veterans&#8217; health care and medicine for Military Times. She can be reached at pkime@militarytimes.com<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"360\" src=\"\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg\" alt=\"\" class=\"wp-image-2692\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg 640w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg?resize=300,169 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The Veterans Affairs Department is not promptly reimbursing physicians in the Veterans Choice program, forcing doctors to bill the patients, who often can\u2019t 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