{"id":58932,"date":"2018-06-11T15:52:24","date_gmt":"2018-06-11T15:52:24","guid":{"rendered":"https:\/\/one.sightlinemg.com\/armytimes\/uncategorized\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/"},"modified":"2026-08-08T09:55:54","modified_gmt":"2026-08-08T09:55:54","slug":"need-life-insurance-we-break-down-14-military-friendly-options","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/","title":{"rendered":"Need life insurance? We break down 14 military-friendly options"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For many service members, the $400,000 of coverage under the Veterans Affairs Department\u2019s Servicemembers\u2019 Group Life Insurance meets their needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you decide you need more <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/mil-money\/2018\/06\/11\/heres-why-its-time-to-update-your-insurance-beneficiaries\/\" title=\"\" class=\"\" target=\"_blank\">life insurance coverage<\/a>, do some research and comparison shopping on types of insurance in the private insurance market. <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/mil-money\/2018\/06\/11\/how-to-change-your-sgli-beneficiary-online\/\" title=\"\" class=\"\" target=\"_blank\">SGLI<\/a> ends when you leave the military, so you need to start the research for new insurance coverage early enough to make sure you have options. You can convert to the Veterans\u2019 Group Life Insurance program within a limited period of time, but it pays to shop around. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our chart is a place to start, offering breakdowns of policies offered by 12 entities, plus SGLI and VGLI options. These companies and organizations offer a variety of policies in addition to those listed here, and there are other companies that offer options, too. But this chart is designed to get you thinking about features you\u2019ll want to compare.<\/p>\n\n\n<aside class=\"smg-interstitial-link smg-interstitial-link--fallback wp-block-smg-interstitial-link\"><a href=\"https:\/\/partner-mco-archive.s3.amazonaws.com\/client_files\/1528726516.pdf\" class=\"smg-interstitial-link__fallback-link\">Download the comparison charts here<\/a><\/aside>\n\n\n<p class=\"wp-block-paragraph\">If you want to move from SGLI to VGLI, you must do so within one year and 120 days of your date of separation or retirement. If you apply for coverage within 240 days, you won\u2019t have to answer health questions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Service members also can convert their SGLI policy to an individual permanent policy (such as whole life) without having to provide proof of good health; it must be done within 120 days of separation from the military, and through a <a href=\"https:\/\/www.benefits.va.gov\/INSURANCE\/forms\/ParticList.htm\">participating company<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The premiums for VGLI increase every five years as you get older. For example, the maximum $400,000 of VGLI at age 30 is $40 a month. At age 60, it\u2019s $432 a month, and if you keep that insurance to age 75, it\u2019s $1,840 a month.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/mil-money\/2018\/06\/11\/more-troops-could-get-cash-under-proposals-to-expand-traumatic-injury-benefits\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Wounded-soldiers.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">More troops could get cash under proposals to expand traumatic injury benefits<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Wounded troops might receive more cash for traumatic injuries under VA recommendations that would expand coverage and clarify some regulations.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">So if you\u2019re leaving the military, it pays to shop around ahead of time so that if you find that you\u2019re turned down for life insurance for some health reason, you\u2019ll still have time to sign up for VGLI. If you find another policy that meets your needs, make sure you have the policy in hand before your deadline for signing up for VGLI coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get prices, policy types, restrictions and more from our detailed chart.<\/p>\n","protected":false},"author":7,"featured_media":90259,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":15,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[100,83,25,15],"tags":[],"coauthors":[3343],"class_list":["post-58932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-mil-money","category-newsletters","category-pay-benefits"],"acf":{"subheadline":"","legacy_arc_id":"QX6PH7RQHVG2JELMPRLAL3KDXM","arc_canonical_url":"\/pay-benefits\/mil-money\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Need life insurance? We break down 14 military-friendly options - Army Times<\/title>\n<meta name=\"description\" content=\"Get prices, policy types, restrictions and more from our detailed chart.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Need life insurance? We break down 14 military-friendly options\" \/>\n<meta property=\"og:description\" content=\"Get prices, policy types, restrictions and more from our detailed chart.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/\" \/>\n<meta property=\"og:site_name\" content=\"Army Times\" \/>\n<meta property=\"article:published_time\" content=\"2018-06-11T15:52:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-08T09:55:54+00:00\" \/>\n<meta name=\"author\" content=\"Karen Jowers\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karen Jowers\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"migration\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\"\n\t            },\n\t            \"headline\": \"Need life insurance? We break down 14 military-friendly options\",\n\t            \"datePublished\": \"2018-06-11T15:52:24+00:00\",\n\t            \"dateModified\": \"2026-08-08T09:55:54+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/\"\n\t            },\n\t            \"wordCount\": 349,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/160307-A-DA002-022.JPG.jpg\",\n\t            \"articleSection\": [\n\t                \"Daily News Roundup\",\n\t                \"Mil Money\",\n\t                \"Newsletters\",\n\t                \"Pay &amp; Benefits\"\n\t            ],\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/\",\n\t            \"name\": \"Need life insurance? We break down 14 military-friendly options - Army Times\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/160307-A-DA002-022.JPG.jpg\",\n\t            \"datePublished\": \"2018-06-11T15:52:24+00:00\",\n\t            \"dateModified\": \"2026-08-08T09:55:54+00:00\",\n\t            \"description\": \"Get prices, policy types, restrictions and more from our detailed chart.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"en-US\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/160307-A-DA002-022.JPG.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/160307-A-DA002-022.JPG.jpg\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/2018\\\/06\\\/11\\\/need-life-insurance-we-break-down-14-military-friendly-options\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Home\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/\",\n\t                    \"ad_zone\": \"home\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Inside the Agencies\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/\",\n\t                    \"ad_zone\": \"management\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 3,\n\t                    \"name\": \"Pay &amp; Benefits\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/management\\\/pay-benefits\\\/\",\n\t                    \"ad_zone\": \"pay-benefits\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 4,\n\t                    \"name\": \"Need life insurance? We break down 14 military-friendly options\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/\",\n\t            \"name\": \"Army Times\",\n\t            \"description\": \"Independent News For Soldiers | Army Times\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#organization\",\n\t            \"name\": \"Army Times\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/army-logo-white.png\",\n\t                \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/army-logo-white.png\",\n\t                \"caption\": \"Army Times\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\",\n\t            \"name\": \"migration\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec\",\n\t                \"url\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"caption\": \"migration\"\n\t            },\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/armytimes\\\/author\\\/migration\\\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Need life insurance? We break down 14 military-friendly options - Army Times","description":"Get prices, policy types, restrictions and more from our detailed chart.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Need life insurance? We break down 14 military-friendly options","og_description":"Get prices, policy types, restrictions and more from our detailed chart.","og_url":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/","og_site_name":"Army Times","article_published_time":"2018-06-11T15:52:24+00:00","article_modified_time":"2026-08-08T09:55:54+00:00","author":"Karen Jowers","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Karen Jowers","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#article","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/"},"author":{"name":"migration","@id":"https:\/\/one.sightlinemg.com\/armytimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1"},"headline":"Need life insurance? We break down 14 military-friendly options","datePublished":"2018-06-11T15:52:24+00:00","dateModified":"2026-08-08T09:55:54+00:00","mainEntityOfPage":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/"},"wordCount":349,"commentCount":0,"publisher":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/#organization"},"image":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/160307-A-DA002-022.JPG.jpg","articleSection":["Daily News Roundup","Mil Money","Newsletters","Pay &amp; Benefits"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/","url":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/","name":"Need life insurance? We break down 14 military-friendly options - Army Times","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/#website"},"primaryImageOfPage":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#primaryimage"},"image":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/160307-A-DA002-022.JPG.jpg","datePublished":"2018-06-11T15:52:24+00:00","dateModified":"2026-08-08T09:55:54+00:00","description":"Get prices, policy types, restrictions and more from our detailed chart.","breadcrumb":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#primaryimage","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/160307-A-DA002-022.JPG.jpg","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/160307-A-DA002-022.JPG.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/2018\/06\/11\/need-life-insurance-we-break-down-14-military-friendly-options\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/one.sightlinemg.com\/armytimes\/","ad_zone":"home"},{"@type":"ListItem","position":2,"name":"Inside the Agencies","item":"https:\/\/one.sightlinemg.com\/armytimes\/management\/","ad_zone":"management"},{"@type":"ListItem","position":3,"name":"Pay &amp; Benefits","item":"https:\/\/one.sightlinemg.com\/armytimes\/management\/pay-benefits\/","ad_zone":"pay-benefits"},{"@type":"ListItem","position":4,"name":"Need life insurance? We break down 14 military-friendly options"}]},{"@type":"WebSite","@id":"https:\/\/one.sightlinemg.com\/armytimes\/#website","url":"https:\/\/one.sightlinemg.com\/armytimes\/","name":"Army Times","description":"Independent News For Soldiers | Army Times","publisher":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/one.sightlinemg.com\/armytimes\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/one.sightlinemg.com\/armytimes\/#organization","name":"Army Times","url":"https:\/\/one.sightlinemg.com\/armytimes\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/armytimes\/#\/schema\/logo\/image\/","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/army-logo-white.png","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/army-logo-white.png","caption":"Army Times"},"image":{"@id":"https:\/\/one.sightlinemg.com\/armytimes\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/one.sightlinemg.com\/armytimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1","name":"migration","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec","url":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","caption":"migration"},"url":"https:\/\/one.sightlinemg.com\/armytimes\/author\/migration\/"}]}},"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Army Times","distributor_original_site_url":"https:\/\/one.sightlinemg.com\/armytimes","push-errors":false,"jetpack_featured_media_url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/160307-A-DA002-022.JPG.jpg","_links":{"self":[{"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/posts\/58932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/comments?post=58932"}],"version-history":[{"count":1,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/posts\/58932\/revisions"}],"predecessor-version":[{"id":58950,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/posts\/58932\/revisions\/58950"}],"wp:attachment":[{"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/media?parent=58932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/categories?post=58932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/tags?post=58932"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/armytimes\/wp-json\/wp\/v2\/coauthors?post=58932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}