Following recent “unauthorized disclosures,” the Office of Personnel Management on Tuesday announced its intention of drafting a governmentwide NDA that agencies can implement at their discretion for workers who have access to sensitive information, such as personnel records and operational plans.

“OPM believes that a standard NDA form will promote consistency across government, better protect confidential information and better inform federal employees of their rights and obligations regarding confidential information,” the proposal reads.

OPM’s proposal was published Wednesday in the Federal Register and opened a 30-day public comment period through June 26.

The OPM said the move follows several recent leaks of internal government information.

“There have been several recent instances in which internal agency communications related to rulemaking and policy development were disclosed without authorization,” the proposal says.

“Such disclosures risk chilling candid interagency feedback, disrupting orderly decision-making and weakening trust within and among federal agencies,” the proposal continues.

The draft lists several examples, with one dating back to 2022 when a Supreme Court opinion overturning abortion rights was leaked to a reporter, prompting the Court to implement its own NDA in 2024.

The proposal cited a 2025 incident in which several Federal Bureau of Investigation and Department of Homeland Security workers released immigration enforcement plans when unauthorized to do so.

More recently, in early January 2026, the proposal also claims that the New York Times and Washington Post received unauthorized disclosures from federal employees about the planned U.S. raid on Venezuela before it began, which prompted the organizations to postpone “publishing what they knew to avoid endangering US troops.”

The New York Times disputes that assertion.

“Contrary to some claims, however, The Times did not have verified details about the pending operation to capture Maduro or a story prepared, nor did we withhold publication at the request of the Trump administration,” the New York Times Executive Editor Joe Kahn wrote in January 2026 in response to questions from readers.

OPM’s announcement comes less than two months after President Donald Trump vowed to find the “leaker” behind the release of information involving a missing U.S. airman from a downed fighter jet in Iran. In an early April press conference, Trump did not specify which media company received the leak but did threaten to put the reporter in jail if they, or their organization, did not disclose their source.

OPM previously published a separate rule in June 2025 addressing federal employee “suitability and fitness” requirements with nondisclosure requirements.

The draft says that the NDA will be an “Optional Form,” allowing federal agencies to decide for themselves whether or not to use the agreement. If an agency decides to use the NDA, it would be given to new hires as well as current employees.

Even though the draft says that the proposal is not meant to implement “new substantive restrictions on employee speech or disclosure rights,” union leaders have criticized the move, calling it unnecessary and warning it could silence workers.

“This proposed NDA is another attempt by the administration to purge the civil service of nonpartisan career employees and replace them with loyalists who won’t speak out against waste, fraud and abuse,” Everett Kelley, the national president of the American Federation of Government Employees, the largest federal employee union, said in a statement.

Doreen Greenwald, the president of the second largest federal employee union, National Treasury Employees Union, said there was “no basis” for this action and that the union would oppose the proposal.

“Existing law protects our nation’s secrets. Non-disclosure agreements would preemptively chill First Amendment-protected speech and dissuade protected whistleblowing activity,” Greenwald said in a release.

There are currently over two million federal employees, according to OPM, with the largest share of workers serving in the Department of Defense and the Department of Veterans Affairs.

For the second year , no VA hospitals received a one-star rating from the Centers for Medicare & Medicaid Services, or CMS, the agency within the Department of Health and Human Services that publishes quality assessments for U.S. hospitals based on mortality rates, patient safety, hospital readmissions and other measures.

CMS began rating VA hospitals in 2023. That year, of 114 facilities that were evaluated, nearly 30% received five stars; 37% received four stars; 15% were awarded three stars; 11%, two stars; and 8% — or nine facilities — one star.

In 2026, 45% of VA facilities received five stars, 33% earned four stars, 16% received three stars and 6% were given two stars.

Since the first assessment, the percentage of VA facilities that have earned four or five stars rose from 67% to 78%, despite dipping to 58% in 2024.

The assessments compare favorably against more than 4,600 hospitals reviewed by CMS nationwide. Roughly 12% of U.S. hospitals received five-star ratings, 30% were awarded four stars, 31% received three stars, 21% earned two stars and 6% were given one star this year.

Officials said the new ratings mean VA hospitals account for nearly 15% of the country’s five-star rated hospitals.

“The Trump Administration has a proven track record of improving Veterans’ care, and these ratings underscore that success,” VA Secretary Doug Collins said in a release. “We look forward to continuing to deliver the results veterans have earned at VA facilities across the nation.”

The list of high- and low- performing facilities at the VA has fluctuated over time, with some marked improvements in facilities that received one star in 2023.

For example, the VA Pittsburgh Health Care System, Providence VA Medical Center in Rhode Island and the Bronx VA Medical Center in New York City each received one star in 2023 but earned four stars in 2026.

Two facilities that earned one star each in 2023 continue to be among the VA’s list of facilities performing under national averages on several measures. The Overton Brooks VA Medical Center in Shreveport, Louisiana, and the San Juan Medical Center, Puerto Rico, are among the seven VA facilities that received two stars.

The VA maintained its own internal star ratings and began publishing them in 2017 following a series of news reports. In late 2019, the department dropped the effort because VA leaders said it provided little value to veterans.

Twenty Veterans Health Administration medical centers were not rated because they did not meet the criteria for inclusion. CMS does not rate facilities that have a low number of cases or incidents that are specific to its assessment criteria.

It also does not rate specialty hospitals, ambulatory surgical centers and some inpatient care facilities, such as psychiatric hospitals.

The CMS star ratings can be found on Medicare’s Care Compare website.

The justices denied petitions Monday for Poffenbarger v. Meink and Doster v. Meink — cases that had challenged the vaccine mandate but were dismissed by lower courts as moot, given that the DoD allowed service members who refused the vaccine to begin returning in 2023, and in 2025, announced incentives such as back pay to bring them back in.

In the first case, Air Force Reserve First Lt. Michael Poffenbarger filed his lawsuit in 2022, arguing that the order violated the Religious Freedom Restoration Act and the First Amendment. Poffenbarger had sought a religious exemption from the immunization and was denied, receiving a letter of reprimand and placed on the inactive list.

After a lower court dismissed his case as moot, given that the DoD had begun allowing service members to return to service, Poffenbarger appealed, seeking lost pay and retirement points. The appellate court affirmed the ruling and Poffenbarger petitioned the Supreme Court, where he was denied.

Second Lt. Hunter Doster filed suit with 17 other Air Force members, also in 2022, challenging the vaccine mandate for religious reasons. After the mandate was rescinded, they argued their case was still valid as they sought back pay and retirement points.

But in the Doster case, the lower court also noted that the plaintiffs did not request back pay in their original filing, with the appeals court affirming the ruling. The 18 plaintiffs then filed to the U.S. Supreme Court, which denied the case.

Roughly 17,000 service members refused the vaccine, and more than 8,400 were discharged for their decision, including 3,717 Marines, 2,041 Navy sailors, 1,841 Army soldiers and 834 Air Force and Space Force members.

From early 2023 through June 2025, 126 service members who had refused to receive the shot had returned to service.

President Donald Trump signed an executive order on Jan. 27, 2025, to bring back troops booted from the service for refusing the vaccine complete with “full back pay, benefits, bonus payments, or compensation.”

The Defense Department and military services developed policies in response to the executive order, providing back pay for service members but also requiring them to commit to additional terms of service and deduct the wages they received while working as civilians, including Veterans Affairs disability compensation or other benefits.

Through 2022, more than 2 million troops received two doses of the vaccine, which was developed under Trump through a federal partnership between the Departments of Health and Human Services and Defense.

Between March 2020 and December 2022, the Pentagon recorded 740,942 cases of COVID-19 among troops, family members, DoD employees and contractors and 690 deaths, including 96 service members.

Tricare Prime beneficiaries who see a primary care manager at a military hospital or clinic may be able to get a virtual appointment for urgent care if their local military treatment facility is booked, Tricare officials announced Thursday.

Patients can contact the Military Health System Nurse Advice line online or by phone at 1-800-TRICARE (874-2273). A nurse will assess whether they can get a virtual appointment that day or the following.

“This is part of the Defense Health Agency’s effort to improve health care access,” said Army Lt. Col. Ryan Shubat, chief of the Defense Health Agency’s primary care and mental health health care optimization, in the announcement.

The service is offered in the United States for eligible beneficiaries aged 12 and older, but not overseas or in U.S. territories.

Providers can address common urgent care issues, officials said, such as sinus congestion and infections; coughs; allergies; sore or hoarse throat; rashes; acne; muscle and joint pain; and headaches.

The nurse will ask about a patient’s symptoms, and decide whether the symptoms can be treated virtually. If it works for the patient, the nurse will set up the virtual appointment with a health care provider. Appointments are available from 6:30 a.m. to 11:30 p.m. Eastern Time. Providers can write prescriptions and send them directly to the patient’s pharmacy.

All virtual urgent care providers meet high standards for patient care, officials said. Each provider has credentials and privileges at a Defense Health Agency military hospital or clinic.

The visit is recorded in the patient’s electronic health record.

During a hearing on quality-of-life issues before the Senate Armed Services Committee’s personnel subcommittee, Chief Master Sergeant of the Air Force David Wolfe cited a lack of available appointments for health care, and problems with Tricare’s reimbursement rates for health care providers in communities.

“What we’ve all seen over the length of our careers is a gradual erosion in the availability of that health care for our service members and their families,” Wolfe said.

This has been an issue for years, and problems with health care access have been exacerbated by new Tricare contracts implemented last year.

In spite of the time, effort and money spent on improving quality of life for service members and their families, “when you get down to the tactical level, there’s a gap,” said Chief Master Sergeant of the Space Force John Bentivegna. “They’re not feeling it day to day. They’re not feeling it around the kitchen table. They’re not feeling it when they call to get an appointment. They’re not feeling it when they try to get child care.”

The enlisted leaders talked about a range of issues, including their concerns about suicide and mental health, improvements to barracks, child care availability and uncertainty about pay related to federal shutdowns.

The services and the Defense Department have been working to increase child care slots. But Sen. Elizabeth Warren, D-Mass., raised concerns about the persistent and long waitlists for military child care, citing waitlists of 7,800 children at the end of 2025.

“When I come back to ask these questions a year from now, are we still going to have a waitlist that’s 7,800 babies long?” she asked.

Warren contends the services haven’t done enough to attract and keep child care workers. The attrition rate is about 50% for child care workers in military child development centers, Warren said, and she criticized the Army, Navy and Air Force for not upgrading the pay scales by April 2025 as required by law.

When asked why they leave, workers say it’s low pay, according to Warren.

“You have the tools from Congress. We’ve already given them to you and you haven’t picked them up and used them,” she said.

However, Wolfe and Master Chief Petty Officer of the Navy John Perryman said they’ve been told that their services have already upgraded their pay scales, and it has made a difference in the staffing.

“We have moved out with [using] the authorities. We are making significant progress in reducing our waitlist,” Perryman said, while noting it’s not okay to have 1,400 children still waiting for care.

“Right now, we’ve got about 2,700 [children] with unmet need across the Air Force. And that’s absolutely not where we want to be,” Wolfe said. “We are committed to making sure that this number goes down over time and does not creep back up.”

But Warren said parents don’t have time to wait. “They don’t have a year that they can just set aside while they’re waiting around on a 1,400 or 2,700 waitlist. They’ve got to have child care now.”

To the Space Force and Marine Corps, she said, “You nailed it. And let’s keep it up because that’s what we’ve got to do.

“We can’t say that we are a military that cares about our families if we pretend to provide child care and then we’ve got a waitlist that’s got 7,800 babies waiting on it.”

The costs for the voluntary dental program depend on the sponsor’s military status, as well as how many people are covered in the plan. Dentists are available in the United Concordia dental network in all 50 states, the District of Columbia, Puerto Rico, Guam and the U.S. Virgin Islands.

Active-duty service members don’t pay for dental care, but the dental program offers coverage for their family members, as well as National Guard and Reserve members and their eligible family members.

The monthly premium for one family member of an active-duty service member in pay grades E-4 and below will increase by $0.14, up to $8.79 per month. For more than one family member, the monthly premium will increase by $0.37, up to $22.85.

For sponsors in pay grades E-5 and above, the monthly premium for one family member increases by $0.19, to $11.72. The monthly premium for more than one family member will increase by $0.49, to $30.47

The largest cost increase for the dental program comes for nonmobilized Individual Ready Reserve members buying coverage for themselves and family, increasing by $1.72 a month, to $105.48.

This coverage is separate from medical coverage, and requires separate enrollment. To enroll, the sponsor must have at least one year of military service remaining. The new premiums take effect automatically for those who are already enrolled.

The dental program is a pay-ahead program, meaning payments are for the next month of coverage. The new monthly rates take effect March 1, but families will see the change in their February bill. The rates are effective through February 2027.

Beneficiaries can find out more information about enrolling and payment options here.

In 2025, many military families saw decreases in their monthly Tricare dental premiums, with some active-duty families seeing their premiums drop by nearly one-third.

Starting Feb. 28, active duty family members who live far from a military hospital or clinic, and who are enrolled in Tricare Prime Remote in the United States, will get their covered prescriptions for free.

They’ll have $0 copayments for prescriptions filled at retail network pharmacies as well as through the Tricare Pharmacy Home Delivery, according to an announcement Tuesday by the Defense Health Agency. It applies to all covered prescriptions, including generic drugs, brand-name drugs and non-formulary drugs.

“This change will help military families without access to military pharmacies keep their pharmacy costs down,” said U.S. Public Health Service Cmdr. Teisha Robertson, chief of the Pharmacy Integration Branch at the Defense Health Agency, in an announcement of the waiver. Patients can fill prescriptions at military hospitals or clinics at no cost.

The waiver will save these active duty family members $16 for a 30-day supply of generic drugs and $48 for brand-name medications filled at retail network pharmacies. For those using the mail order pharmacy, it will save $14 for a 90-day supply of generic drugs and $44 for name-brand drugs.

These families who are filling prescriptions for non-formulary drugs will save $85, and will still be required to get a medical necessity approval from Express Scripts. Otherwise they’ll have to get the prescription filled at a retail pharmacy and pay the full cost of the drug.

By law, families can enroll in Tricare Prime Remote if both the sponsor’s home and work addresses are more than 50 miles, or a one-hour drive, from a military hospital or clinic.

About 58,000 active duty family members are enrolled in Tricare Prime Remote in the United States, and will benefit from the waiver, according to Tricare officials. That number doesn’t include those enrolled in Tricare Prime Remote Overseas.

This waiver doesn’t apply to those overseas, according to Defense Health Agency officials. Active duty families enrolled in Tricare Prime Remote Overseas will still pay the pharmacy copayment.

Tricare beneficiaries don’t pay for prescriptions at military pharmacies. Active duty personnel don’t pay cost-shares or co-pays at retail pharmacies for covered medications.

Active duty family members won’t have to take action for the change to take effect, and they won’t have to file their own claims for reimbursement, officials said. Those who fill a covered prescription starting Feb. 28 will automatically have a copayment of $0.

“We welcome this new policy, which honestly is long overdue,” Eileen Huck, director of government relations for the National Military Family Association, told Military Times. “Families shouldn’t have to pay more for their prescriptions simply because they are not stationed near a [military treatment facility.]

“We appreciate that DHA recognized the needs of families in Tricare Prime Remote locations and made this change.”

Tricare open season

Tuesday, Dec. 9: The Tricare open season ends at midnight Eastern Standard Time. Beneficiaries can make changes to their Tricare health care plan, such as switching from Tricare Prime to Tricare Select. Visit tricare.mil/openseason to compare costs and plans and enroll. Online enrollment is also available through the Beneficiary Web Enrollment portal at milconnect.dmdc.osd.mil.

If beneficiaries don’t make changes now, the next chance is open season next year or a qualifying life event such as a birth.

This open season also includes a new option for beneficiaries in the Atlanta, Georgia, and Tampa, Florida, metropolitan areas through a demonstration project that provides a Tricare Prime option that doesn’t require referrals to in-network specialists. Find more details below.

The new coverage or changes in coverage made during open season for Tricare and other federal programs take effect Jan. 1, 2026.

Beneficiaries can check if their information is up to date in the Defense Enrollment Eligibility Reporting System online at tricare.mil.deers.

Those who are satisfied with their health care plan don’t need to take action.

Tricare open season applies to those currently enrolled in or eligible for Tricare Prime, Tricare Prime Remote, U.S. Family Health Plan, Tricare Prime Demonstration Project, Tricare Prime Overseas, Tricare Prime Remote Overseas, Tricare Select and Tricare Select Overseas.

The open season doesn’t apply to individual active-duty service members or beneficiaries enrolled in Tricare for Life, where coverage is automatic for those who have Medicare Part A and Part B.

Those eligible for the premium-based plans — Tricare Reserve Select, Tricare Retired Reserve and Tricare Young Adult — can purchase the plans at any time of the year.

Dental, vision and tax-saving accounts

Monday, Dec. 8: The Federal Benefits Open Season ends at 11:59 p.m. Eastern Standard Time. Those eligible in the military community can enroll in dental coverage and vision coverage through the Federal Employees Dental and Vision Insurance Program, or FEDVIP. Visit www.benefeds.gov for more information and to enroll. This open season ends a day earlier than the Tricare open season.

Monday, Dec. 8: As part of the Federal Benefits Open Season, service members can enroll in tax-savings accounts: a health care flexible spending account and a dependent care flexible spending account. These pre-tax accounts allow troops to set aside up to $3,400 in 2026 to pay for health care costs that Tricare doesn’t cover. Dependent care flexible spending accounts help defray the costs of child care and other dependent care. The Internal Revenue Service allows individuals to set aside up to $7,500 per year for dependent care costs if they are married and file a joint tax return or if they file as single or head of household. Visit fsafeds.gov for more information and to enroll.

Previous participation in these flexible spending programs doesn’t automatically carry over, meaning individuals must must enroll each year.

New Tricare Prime demo starts in 2026

Roughly 150,000 Tricare beneficiaries living in the Atlanta, Georgia, and Tampa, Florida, metropolitan areas will have a new Tricare Prime option next year through a demonstration project being conducted by the Defense Health Agency.

Those interested must enroll during open season. For more information and to enroll, visit enrolltricare.com, or call 877-996-9333 from 8 a.m. to 6 p.m. Eastern Standard Time, Monday through Friday. Those eligible can also enroll through the web enrollment portal at milconnect.dmdc.osd.mil by searching for Tricare Prime demo.

Information was not available about how many beneficiaries have signed up to date for the demonstration project.

CareSource Military and Veterans Co., of Dayton, Ohio, will run three-year demonstration projects for the two areas, under contracts worth a combined total of $110 million.

Those eligible are active-duty family members; family members of activated National Guard or Reserve members; retirees, their family members or survivors who aren’t eligible for Medicare; and those enrolled in the Transitional Compensation Program.

A key benefit for those enrolled in Tricare Prime through this project is that they won’t be required to get referrals for in-network specialty care, as is normally required in Tricare Prime.

“We’ve received positive feedback from beneficiaries enrolling in the Tricare Prime demo … especially regarding their ability to see in-network specialists without referrals,” CareSource officials said in a statement to Military Times. “Many beneficiaries also indicated that maintaining their providers and comprehensive coverage was an important factor in their decision.”

For the first year of the demonstration project, enrollment fees are waived for retirees, their family members and survivors. Active-duty service members, their family members and transitional survivors don’t pay Tricare Prime enrollment fees.

While those in Tricare Select currently don’t have to get referrals, they could choose to switch to the Tricare Prime demo option which doesn’t require referrals and also provides the additional benefit of case management and care coordination for those who need it.

CareSource will help Tricare families navigate finding a provider, getting an appointment and providing more hands-on personal support.

CareSource Military and Veterans is part of CareSource, a national nonprofit managed care organization with more than 2 million members.

In a Nov. 19 release, the VA made clear its opposition to federal funding for green energy programs in general and charging stations in particular, although the Trump administration in August was forced under court order to release up to $5 billion approved by Congress for the National Electric Vehicle Infrastructure, or NEVI, program to build a nationwide network of charging stations along major highways.

“In Joe Biden’s VA, the department was distracted by woke social-justice programs and green-energy boondoggles, but those days are long gone,” VA Secretary Doug Collins said in a VA release. “VA exists to serve veterans, and we’re making sure all of our resources go toward that noble purpose.”

The VA has yet to decide how all of the $77 million will be redirected, but Collins said that three projects have already been targeted, beginning with $10 million for upgrading VA’s Friendship House residence in Oklahoma City; $21.3 million for the MRI ward at the Providence, Rhode Island VA Medical Center; and $13.8 million to upgrade the radiation oncology unit at the G.V. (Sonny) Montgomery VAMC in Jackson, Mississippi.

The move to scrap the charging stations brought the VA more in line with President Donald Trump’s long-held claims that green energy programs are a wasteful concessions to climate change alarmists. He has consistently maintained that clean energy sources, such as solar and wind, cost more and don’t work as well as fossil fuel options.

Shortly after taking office last January, Trump issued an executive order — “Unleashing American Energy” — rejecting what he called former President Joe Biden’s “preposterous” emphasis on electric vehicles and calling for the elimination of regulations favoring electric vehicles over gas-powered trucks and cars.

Despite Trump’s stance, all branches of the military maintain long-standing clean energy programs, including the Army’s plan to field a fleet of non-tactical, all-electric vehicles by 2035 and efforts to put solar-powered charging stations on bases.

In a February 2023 release by the Fort Hood Army base in Texas, Kristina Manning, then-Real Property Planning Division chief at the Fort Hood Directorate of Public Works, noted, “Like many things, Fort Hood is on the cutting edge for the Army on the fielding of EV and charging stations.

“Providing charging stations for personal use supports our People First stance and contributes to the quality of life for our soldiers and families by having charging options available for EV owners,” Manning said. “These charging stations are free because they are solar and do not use any electricity from the grid.”

In the ongoing battle over climate change initiatives, Trump used the world stage in September to double down on his views that environmentalists have it all wrong.

“This climate change. It’s the greatest con job ever perpetrated on the world, in my opinion,” Trump said in an address to the United Nations General Assembly in New York. “All of these predictions made by the United Nations and many others, often for bad reasons, were wrong. They were made by stupid people that have cost their countries fortunes and given those same countries no chance for success. If you don’t get away from this green scam, your country is going to fail.”

But at a White House Cabinet meeting Tuesday, Trump insisted that he was not opposed to electric vehicles, but rather “insane” mandates for the public to buy them.

“I like electric cars, I like all cars,” Trump said, adding that the public should have the option to buy gas-powered vehicles.

Still, Transportation Secretary Sean Duffy in August begrudgingly said that federal funding would resume for the NEVI program initiated by the Biden administration.

“If Congress is requiring the federal government to support charging stations, let’s cut the waste and do it right,” Duffy said in a release.

Duffy claimed that the Biden administration failed to deliver EV chargers as promised, but “Our revised NEVI guidance slashes red tape and makes it easier for states to efficiently build out this infrastructure.”

“While I don’t agree with subsidizing green energy, we will respect Congress’ will and make sure this program uses federal resources efficiently,” he said.

Other stores, including military shops, acknowledge that at some point they’re going to run out of pennies and have made plans to address it. For now, military customers may want to empty those piggy banks before heading out to pay cash for holiday shopping.

Beginning Jan. 1 — or sooner if penny supplies run out — cashiers at Army and Air Force Exchange Service stores will round cash purchases up or down to the nearest nickel or dime, according to AAFES spokeswoman Julie Mitchell.

Navy Exchanges will also begin rounding up or down when their registers are out of pennies, according to Navy Exchange Service Command spokeswoman Kristine Sturkie.

The moves come on the heels of penny production being stopped after 232 years. The United States Mint struck its final penny on Nov. 12.

In February, President Donald Trump ordered the U.S. Mint to stop producing pennies, citing cost savings. Over the past decade, the cost of producing each 1-cent coin has risen from 1.42 cents to 3.69 cents, according to the U.S. Mint. Fewer people are using cash for purchases, and some have advocated for the retirement of the 1-cent coin for years.

With that change, banks are no longer able to order the coin, and merchants in multiple regions of the country have run out, according to the Associated Press.

The penny is still legal tender, meanwhile, and there are an estimated 300 billion of them in circulation, far exceeding the amount needed for commerce, according to the U.S. Mint.

Here’s what to expect:

This change will not impact overseas military exchanges, where cashiers have already been rounding up or down for cash purchases for years. AAFES stores overseas have been rounding since 1980.

AAFES: If the last digit of the purchase is 3, 4, 6 or 7, the purchase will be rounded to the nearest nickel. If the last digit of the total purchase ends in 1, 2, 8 or 9, the total purchase will be rounded to the nearest dime, according to AAFES’ Mitchell.

Navy Exchanges: If the change due ends in 1, 2, 6 or 7, it will be rounded down to the nearest 5 cents. If the change ends in 3, 4, 8 or 9, it will be rounded up.

These rounding policies only apply to cash transactions and don’t affect credit, debit or gift card purchases. Those customers still pay the exact price.