{"id":25290,"date":"2022-12-05T10:01:00","date_gmt":"2022-12-05T10:01:00","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2022\/12\/05\/how-is-high-3-basic-pay-calculated-for-retirement\/"},"modified":"2026-08-08T04:57:42","modified_gmt":"2026-08-08T04:57:42","slug":"how-is-high-3-basic-pay-calculated-for-retirement","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2022\/12\/05\/how-is-high-3-basic-pay-calculated-for-retirement\/","title":{"rendered":"How is \u2018High-3\u2032 basic pay calculated for retirement?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><i>The following is a question submitted by a Federal Times readers about retirement and other issues facing the federal workforce. It is answered by Reg Jones, a charter member of the senior executive service and a Federal Times columnist since 1995.<\/i><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Question<\/b>: Was told by RABAS estimated retirement received that I would only receive a portion of the January 2023 pay raise and step 10 increased because they both must be 12 months total before full credit is given. It certainly does not sound right to me. Am I correct about choosing 12\/29\/2023 to be the best day to retire?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Reg\u2019s Response<\/b>: Of course it didn\u2019t sound right. What you were told is wrong.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your high-3 will be based on your three consecutive years of basic pay, wherever they fall on the calendar. In other words, it will be based on 78 consecutive bi-weekly pay periods.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Assuming that 12\/29\/2023 is the end of a pay period, It would be a good day to retire.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/benefits\/2022\/11\/22\/a-guide-to-2023-open-enrollment-season-for-federal-health-benefits\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"221\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/GettyImages-1255191189.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Last caIl! Less than a week left to elect FEHB 2023 health benefits<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">As you\u2019re making lists for Thanksgiving groceries and holiday gifts, don\u2019t forget the shopping spree that ends Dec. 12.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">Got a question for the Federal Times expert?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reg Jones is the resident expert on retirement and the federal government at Federal Times. From 1979 until 1995, he served as an assistant director of the U.S. Office of Personnel Management handling recruiting and examining, white and blue collar pay, retirement, insurance and other issues. Opinions expressed are his own.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reg Jones is the resident expert on retirement and the federal government at Federal Times.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":59,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[54,11,31,59,25],"tags":[],"coauthors":[3315],"class_list":["post-25290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-benefits","category-fedlife","category-home","category-retirement","category-your-career"],"acf":{"subheadline":"The Federal Times Expert answers your questions on retirement, regulations and government bureaucracy","legacy_arc_id":"O6FOZB7QP5EZFDJ4REHEWAEYQ4","arc_canonical_url":"\/fedlife\/retirement\/2022\/12\/05\/how-is-high-3-basic-pay-calculated-for-retirement\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How is \u2018High-3\u2032 basic pay calculated for retirement? - Federal Times<\/title>\n<meta name=\"description\" content=\"Reg Jones is the resident expert on retirement and the federal government at Federal Times.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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