{"id":27042,"date":"2023-10-12T11:29:39","date_gmt":"2023-10-12T11:29:39","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2023\/10\/12\/can-i-use-accrued-sick-leave-to-increase-my-fers-annuity\/"},"modified":"2026-08-08T05:03:34","modified_gmt":"2026-08-08T05:03:34","slug":"can-i-use-accrued-sick-leave-to-increase-my-fers-annuity","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2023\/10\/12\/can-i-use-accrued-sick-leave-to-increase-my-fers-annuity\/","title":{"rendered":"Can I use accrued sick leave to increase my FERS annuity?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u201cI am a federal employee that will hopefully retire under the FERS retirement system. I currently have four years of federal service but won\u2019t be vested with five years until July of 2024. I began working as a contractor and it took me three years to become an FTE. Because of my age I had originally planned to retire after 10 years of service but didn\u2019t expect to be a contractor for so long. I became an FTE at age 56 so now at 60, I don\u2019t know if can do six more years. Would I possibly be able to work five more years, retire at 66 and have my remaining sick leave carry me to year ten? If that\u2019s possible, how many sick leave hours would I need to be able to convert over to earn that additional year?<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Reg\u2019s Response<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Minimum retirement ages (MRAs) range from 55 to 57, depending on an employee\u2019s year of birth. You could retire on an unreduced annuity at age 62 with as few as 5 years of service or at age 60 with 20. Once you have met the age and service requirements to retire, any unused sick leave will be added to your actual service and used to increase your annuity. For example, 2,081 hours of sick leave equals one full year of service. Backing up, 174 hours equals one month, 348 equals two months, 522 equals three months, and so on.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Got a question for the Federal Times expert? Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>Reg Jones, a charter member of the senior executive service, is the resident expert on retirement and the federal government at Federal Times. From 1979 until 1995, he served as an assistant director of the U.S. Office of Personnel Management handling recruiting and examining, white and blue collar pay, retirement, insurance and other issues. Opinions expressed are his own.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP).<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":25,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,56,31,59,25],"tags":[],"coauthors":[3315],"class_list":["post-27042","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-financial-planning","category-home","category-retirement","category-your-career"],"acf":{"subheadline":"","legacy_arc_id":"ID5BFAGFZFEMNKFJNRNFE5TGTY","arc_canonical_url":"\/your-career\/2023\/10\/12\/can-i-use-accrued-sick-leave-to-increase-my-fers-annuity\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can I use accrued sick leave to increase my FERS annuity? - Federal Times<\/title>\n<meta name=\"description\" content=\"FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP).\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I use accrued sick leave to increase my FERS annuity?\" \/>\n<meta property=\"og:description\" content=\"FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP).\" \/>\n<meta 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