{"id":27639,"date":"2024-06-12T19:00:00","date_gmt":"2024-06-12T19:00:00","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/"},"modified":"2026-08-08T05:24:34","modified_gmt":"2026-08-08T05:24:34","slug":"ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/","title":{"rendered":"Ask Reg: What should I do before I hit minimum retirement age?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is a question submitted by a reader to Federal Times columnist Reg Jones, a charter member of the senior executive service and the resident expert on federal employee retirement issues.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A Fed Times reader asks:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI am a former FERS employee with over 30 years of combined federal government service with the U.S. Army, U.S. Postal Service, and Defense Logistics Agency who resigned from the federal government in 2023 at the age of 52.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">My current age is 53 years old and understand my MRA is at either 56.5&nbsp;or 57 years, but I wanted to find out when and or if I can apply for retirement once I meet my MRA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I did purchase my military time back, and it has been applied towards my total service.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When can I apply for deferred or early retirement? And are there are any recommendations you have for me in between now and meeting my MRA?\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Reg\u2019s response:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There\u2019s a simple and straightforward answer to your question. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Former employee who have at least 30 years of service and haven\u2019t asked for a refund of their retirement contributions are eligible for a deferred retirement at age 60. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Between now and then, either be parsimonious with your financial resources or get another job that will carry you over.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">Got a question for the Federal Times expert? Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/h6>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"419\" height=\"600\" src=\"\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg\" alt=\"\" class=\"wp-image-54230\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg 419w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg?resize=210,300 210w\" sizes=\"auto, (max-width: 419px) 100vw, 419px\" \/><figcaption class=\"wp-element-caption\">Federal Times columnist Reg Jones, photographed at his home in Hamilton, Va., on Wednesday, January 29, 2014. (Mike Morones\/Staff)<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>A reader with a few years to go before they reach retirement wonders how they should spend this gap time.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":25,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,56,31,59,25],"tags":[],"coauthors":[3315],"class_list":["post-27639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-financial-planning","category-home","category-retirement","category-your-career"],"acf":{"subheadline":"","legacy_arc_id":"TAVNHJJPEBEUBOZ3QGVZ36MXXY","arc_canonical_url":"\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ask Reg: What should I do before I hit minimum retirement age? - Federal Times<\/title>\n<meta name=\"description\" content=\"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ask Reg: What should I do before I hit minimum retirement age?\" \/>\n<meta property=\"og:description\" content=\"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/\" \/>\n<meta property=\"og:site_name\" content=\"Federal Times\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-12T19:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-08T05:24:34+00:00\" \/>\n<meta name=\"author\" content=\"Reg Jones\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reg Jones\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"migration\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\"\n\t            },\n\t            \"headline\": \"Ask Reg: What should I do before I hit minimum retirement age?\",\n\t            \"datePublished\": \"2024-06-12T19:00:00+00:00\",\n\t            \"dateModified\": \"2026-08-08T05:24:34+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/\"\n\t            },\n\t            \"wordCount\": 258,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"articleSection\": [\n\t                \"FedLife\",\n\t                \"Financial Planning\",\n\t                \"Home\",\n\t                \"Retirement\",\n\t                \"Your Career\"\n\t            ],\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/\",\n\t            \"name\": \"Ask Reg: What should I do before I hit minimum retirement age? - Federal Times\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"datePublished\": \"2024-06-12T19:00:00+00:00\",\n\t            \"dateModified\": \"2026-08-08T05:24:34+00:00\",\n\t            \"description\": \"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"en-US\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/2024\\\/06\\\/12\\\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Home\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t                    \"ad_zone\": \"home\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Your Career\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/your-career\\\/\",\n\t                    \"ad_zone\": \"your-career\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 3,\n\t                    \"name\": \"Ask Reg: What should I do before I hit minimum retirement age?\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t            \"name\": \"Federal Times\",\n\t            \"description\": \"Federal Times\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\",\n\t            \"name\": \"Federal Times\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/federal-logo-white.png\",\n\t                \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/federal-logo-white.png\",\n\t                \"caption\": \"Federal Times\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\",\n\t            \"name\": \"migration\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec\",\n\t                \"url\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"caption\": \"migration\"\n\t            },\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/author\\\/migration\\\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ask Reg: What should I do before I hit minimum retirement age? - Federal Times","description":"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Ask Reg: What should I do before I hit minimum retirement age?","og_description":"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.","og_url":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/","og_site_name":"Federal Times","article_published_time":"2024-06-12T19:00:00+00:00","article_modified_time":"2026-08-08T05:24:34+00:00","author":"Reg Jones","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Reg Jones","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#article","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/"},"author":{"name":"migration","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1"},"headline":"Ask Reg: What should I do before I hit minimum retirement age?","datePublished":"2024-06-12T19:00:00+00:00","dateModified":"2026-08-08T05:24:34+00:00","mainEntityOfPage":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/"},"wordCount":258,"commentCount":0,"publisher":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","articleSection":["FedLife","Financial Planning","Home","Retirement","Your Career"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/","url":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/","name":"Ask Reg: What should I do before I hit minimum retirement age? - Federal Times","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#website"},"primaryImageOfPage":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#primaryimage"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","datePublished":"2024-06-12T19:00:00+00:00","dateModified":"2026-08-08T05:24:34+00:00","description":"A reader with a few years to go before they reach retirement wonders how they should spend this gap time.","breadcrumb":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#primaryimage","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2024\/06\/12\/ask-reg-what-should-i-do-before-i-hit-minimum-retirement-age\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/one.sightlinemg.com\/federaltimes\/","ad_zone":"home"},{"@type":"ListItem","position":2,"name":"Your Career","item":"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/","ad_zone":"your-career"},{"@type":"ListItem","position":3,"name":"Ask Reg: What should I do before I hit minimum retirement age?"}]},{"@type":"WebSite","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#website","url":"https:\/\/one.sightlinemg.com\/federaltimes\/","name":"Federal Times","description":"Federal Times","publisher":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/one.sightlinemg.com\/federaltimes\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization","name":"Federal Times","url":"https:\/\/one.sightlinemg.com\/federaltimes\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/logo\/image\/","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/federal-logo-white.png","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/federal-logo-white.png","caption":"Federal Times"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1","name":"migration","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec","url":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","caption":"migration"},"url":"https:\/\/one.sightlinemg.com\/federaltimes\/author\/migration\/"}]}},"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Federal Times","distributor_original_site_url":"https:\/\/one.sightlinemg.com\/federaltimes","push-errors":false,"jetpack_featured_media_url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","_links":{"self":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/comments?post=27639"}],"version-history":[{"count":1,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27639\/revisions"}],"predecessor-version":[{"id":27646,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27639\/revisions\/27646"}],"wp:attachment":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/media?parent=27639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/categories?post=27639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/tags?post=27639"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/coauthors?post=27639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}