{"id":27715,"date":"2024-05-01T13:50:31","date_gmt":"2024-05-01T13:50:31","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2024\/05\/01\/ask-reg-once-i-sign-up-for-medicare-does-that-supersede-my-fehb-plan\/"},"modified":"2026-08-18T20:55:45","modified_gmt":"2026-08-18T20:55:45","slug":"ask-reg-once-i-sign-up-for-medicare-does-that-supersede-my-fehb-plan","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/05\/01\/ask-reg-once-i-sign-up-for-medicare-does-that-supersede-my-fehb-plan\/","title":{"rendered":"Ask Reg: Once I sign up for Medicare, does that supersede my FEHB plan?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is a question submitted by a reader to Federal Times columnist Reg Jones, a charter member of the senior executive service and the resident expert on federal employee retirement issues.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A Fed Times reader asks: <\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI have been a VA employee for 10 years, and have used FEHB insurance since I was hired. My wife is covered under my FEHB insurance plan. My wife is about to turn 65 and is going to sign up for Medicare. I have a few questions. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Will my spouse be required to sign up for Part A and B Medicare, or can my BCBS federal insurance be the primary for this?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Will my FEHB insurance be primary, or will Medicare Part A be primary?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Can my wife sign up for only Part A Medicare as long as I have FEHB insurance? And should my wife also sign up for Part B Medicare once she turns 65, or can she wait?\u201d<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/federaltimes\/your-career\/2023\/10\/19\/heres-what-to-consider-when-deciding-on-medicare-part-b-enrollment\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Here\u2019s what to consider when deciding on Medicare Part B enrollment<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Before deciding whether to enroll in Part B, you\u2019ll need to consider both your current needs and those you can already anticipate.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<h3 class=\"wp-block-heading\">Reg\u2019s Response:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your wife will automatically be covered by Medicare Part A. Assuming that she isn\u2019t employed, that coverage will be at no cost to her. Medicare Part A will automatically become her primary payer for covered services and your FEHB plan her secondary payer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Because you are an employee and she is covered under your FEHB plan, she can postpone her decision about enrolling in Medicare Part B until you are no longer an employee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At that point, she will have eight months, beginning with the first full month after you either leave government or retire, <a href=\"https:\/\/www.federaltimes.com\/management\/pay-benefits\/health-care\/2023\/12\/11\/a-guide-to-federal-health-benefits-as-open-enrollment-ends-monday\/\" target=\"_blank\">to enroll in Medicare Part B, <\/a>if she decides to do that.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"419\" height=\"600\" src=\"\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg\" alt=\"\" class=\"wp-image-54230\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg 419w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg?resize=210,300 210w\" sizes=\"auto, (max-width: 419px) 100vw, 419px\" \/><figcaption class=\"wp-element-caption\">Federal Times columnist Reg Jones, photographed at his home in Hamilton, Va., on Wednesday, January 29, 2014. (Mike Morones\/Staff)<\/figcaption><\/figure>\n\n\n\n<h6 class=\"wp-block-heading\">Got a question for the Federal Times expert? Send inquiries to:&nbsp;<a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Reg answers questions about Medicare integration with FEHB plans.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":59,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,117,31,15,33,69,59],"tags":[8451],"coauthors":[3315,2563],"class_list":["post-27715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-health-care","category-home","category-management","category-newsletters","category-pay-benefits","category-retirement","tag-retirement"],"acf":{"subheadline":"","legacy_arc_id":"SK5U3HRGVVEUBN4DRCZHUY2GFA","arc_canonical_url":"\/fedlife\/retirement\/2024\/05\/01\/ask-reg-once-i-sign-up-for-medicare-does-that-supersede-my-fehb-plan\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented 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