{"id":27903,"date":"2024-07-02T15:19:42","date_gmt":"2024-07-02T15:19:42","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/"},"modified":"2026-08-08T05:18:29","modified_gmt":"2026-08-08T05:18:29","slug":"ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/","title":{"rendered":"Ask Reg: Upon retirement, will I get money taken from my pay back?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is a question submitted by a reader to Federal Times columnist Reg Jones, a charter member of the senior executive service and the resident expert on federal employee retirement issues.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><b>A Fed Times reader asks:<\/b><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMy question is I anticipate retiring at 65yrs and will have worked 5 years in the Federal system. I see 4.4% is taken out of my pay twice per month for RET. FERS-FRAE. Will I receive this money back through a retirement annuity when I retire at 65 yrs?\u201d<\/p>\n\n\n\n<h1 class=\"wp-block-heading\"><b>Reg\u2019s response:<\/b><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">When you retire, the good news is that your initial annuity payments will be made up entirely from the amount you had taken from your pay while working. Only then will you begin receiving the government\u2019s money. The bad news is that only a portion of that money from which taxes were deducted while working will be creditable when you do your income tax. The amount will be determined by actuarial tables based on your age at retirement. For more information about how this is done, see IRS Publication 721, available at <a href=\"http:\/\/www.irs.gov\/publications\/p721\">www.irs.gov\/publications\/p721<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Got a question for the Federal Times expert? Send inquiries to: <\/b><a href=\"mailto:fedexperts@federaltimes.com\"><b>fedexperts@federaltimes.com<\/b><\/a><b>.<\/b><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"419\" height=\"600\" src=\"\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg\" alt=\"\" class=\"wp-image-54230\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg 419w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg?resize=210,300 210w\" sizes=\"auto, (max-width: 419px) 100vw, 419px\" \/><figcaption class=\"wp-element-caption\">Federal Times columnist Reg Jones, photographed at his home in Hamilton, Va., on Wednesday, January 29, 2014. (Mike Morones\/Staff)<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":59,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[54,11,15,69,59],"tags":[],"coauthors":[3315],"class_list":["post-27903","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-benefits","category-fedlife","category-management","category-pay-benefits","category-retirement"],"acf":{"subheadline":"","legacy_arc_id":"NX2IKUGPFZGOZAT34ONZQSH6S4","arc_canonical_url":"\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ask Reg: Upon retirement, will I get money taken from my pay back? - Federal Times<\/title>\n<meta name=\"description\" content=\"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ask Reg: Upon retirement, will I get money taken from my pay back?\" \/>\n<meta property=\"og:description\" content=\"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/\" \/>\n<meta property=\"og:site_name\" content=\"Federal Times\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-02T15:19:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-08T05:18:29+00:00\" \/>\n<meta name=\"author\" content=\"Reg Jones\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reg Jones\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"migration\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\"\n\t            },\n\t            \"headline\": \"Ask Reg: Upon retirement, will I get money taken from my pay back?\",\n\t            \"datePublished\": \"2024-07-02T15:19:42+00:00\",\n\t            \"dateModified\": \"2026-08-08T05:18:29+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/\"\n\t            },\n\t            \"wordCount\": 228,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"articleSection\": [\n\t                \"Benefits\",\n\t                \"FedLife\",\n\t                \"Inside the Agencies\",\n\t                \"Pay &amp; Benefits\",\n\t                \"Retirement\"\n\t            ],\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/\",\n\t            \"name\": \"Ask Reg: Upon retirement, will I get money taken from my pay back? - Federal Times\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"datePublished\": \"2024-07-02T15:19:42+00:00\",\n\t            \"dateModified\": \"2026-08-08T05:18:29+00:00\",\n\t            \"description\": \"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"en-US\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/ask_the_expert.jpg.jpg\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/2024\\\/07\\\/02\\\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Home\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t                    \"ad_zone\": \"home\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"FedLife\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/\",\n\t                    \"ad_zone\": \"fedlife\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 3,\n\t                    \"name\": \"Retirement\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/fedlife\\\/retirement\\\/\",\n\t                    \"ad_zone\": \"retirement\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 4,\n\t                    \"name\": \"Ask Reg: Upon retirement, will I get money taken from my pay back?\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t            \"name\": \"Federal Times\",\n\t            \"description\": \"Federal Times\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#organization\",\n\t            \"name\": \"Federal Times\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/federal-logo-white.png\",\n\t                \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/federal-logo-white.png\",\n\t                \"caption\": \"Federal Times\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\",\n\t            \"name\": \"migration\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec\",\n\t                \"url\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"caption\": \"migration\"\n\t            },\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/federaltimes\\\/author\\\/migration\\\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Ask Reg: Upon retirement, will I get money taken from my pay back? - Federal Times","description":"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Ask Reg: Upon retirement, will I get money taken from my pay back?","og_description":"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.","og_url":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/","og_site_name":"Federal Times","article_published_time":"2024-07-02T15:19:42+00:00","article_modified_time":"2026-08-08T05:18:29+00:00","author":"Reg Jones","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Reg Jones","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#article","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/"},"author":{"name":"migration","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1"},"headline":"Ask Reg: Upon retirement, will I get money taken from my pay back?","datePublished":"2024-07-02T15:19:42+00:00","dateModified":"2026-08-08T05:18:29+00:00","mainEntityOfPage":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/"},"wordCount":228,"commentCount":0,"publisher":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","articleSection":["Benefits","FedLife","Inside the Agencies","Pay &amp; Benefits","Retirement"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/","url":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/","name":"Ask Reg: Upon retirement, will I get money taken from my pay back? - Federal Times","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#website"},"primaryImageOfPage":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#primaryimage"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","datePublished":"2024-07-02T15:19:42+00:00","dateModified":"2026-08-08T05:18:29+00:00","description":"A reader asks the retirement expert about receiving money after retirement that was taken from their paycheck twice a month.","breadcrumb":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#primaryimage","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/02\/ask-reg-upon-retirement-will-i-get-money-taken-from-my-pay-back\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/one.sightlinemg.com\/federaltimes\/","ad_zone":"home"},{"@type":"ListItem","position":2,"name":"FedLife","item":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/","ad_zone":"fedlife"},{"@type":"ListItem","position":3,"name":"Retirement","item":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/","ad_zone":"retirement"},{"@type":"ListItem","position":4,"name":"Ask Reg: Upon retirement, will I get money taken from my pay back?"}]},{"@type":"WebSite","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#website","url":"https:\/\/one.sightlinemg.com\/federaltimes\/","name":"Federal Times","description":"Federal Times","publisher":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/one.sightlinemg.com\/federaltimes\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#organization","name":"Federal Times","url":"https:\/\/one.sightlinemg.com\/federaltimes\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/logo\/image\/","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/federal-logo-white.png","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/federal-logo-white.png","caption":"Federal Times"},"image":{"@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/one.sightlinemg.com\/federaltimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1","name":"migration","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec","url":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","caption":"migration"},"url":"https:\/\/one.sightlinemg.com\/federaltimes\/author\/migration\/"}]}},"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Federal Times","distributor_original_site_url":"https:\/\/one.sightlinemg.com\/federaltimes","push-errors":false,"jetpack_featured_media_url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg","_links":{"self":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27903","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/comments?post=27903"}],"version-history":[{"count":1,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27903\/revisions"}],"predecessor-version":[{"id":27907,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/posts\/27903\/revisions\/27907"}],"wp:attachment":[{"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/media?parent=27903"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/categories?post=27903"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/tags?post=27903"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/federaltimes\/wp-json\/wp\/v2\/coauthors?post=27903"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}