{"id":27938,"date":"2024-07-10T13:07:18","date_gmt":"2024-07-10T13:07:18","guid":{"rendered":"https:\/\/one.sightlinemg.com\/federaltimes\/uncategorized\/2024\/07\/10\/ask-reg-social-security-says-im-subject-to-windfall-elimination-why\/"},"modified":"2026-08-08T05:08:54","modified_gmt":"2026-08-08T05:08:54","slug":"ask-reg-social-security-says-im-subject-to-windfall-elimination-why","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/federaltimes\/fedlife\/retirement\/2024\/07\/10\/ask-reg-social-security-says-im-subject-to-windfall-elimination-why\/","title":{"rendered":"Ask Reg: Social Security says I\u2019m subject to Windfall Elimination. Why?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is a question submitted by a reader to Federal Times columnist Reg Jones, a charter member of the senior executive service and the resident expert on federal employee retirement issues.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A Fed Times reader asks:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI retired from the Marine Corps and from a local police department. Even though I paid into Social Security during my 26 years in the Corps, I did not contribute to Social Security during my time with the police department because it is a private pension system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I was told by the Social Security rep that I am subject to the WEP because of the police department\u2019s pension and that is the reason my Social Security check is reduced by 51%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This doesn\u2019t seem right since I took it upon my own to work until I was able to have two pensions, so I don\u2019t have to live paycheck to paycheck. Is this right and if so why?\u201d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Reg\u2019s response:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, it\u2019s right. And it\u2019s right because of a provision of law called the Windfall Elimination Provision. The WEP reduces the Social Security benefit of anyone who receives an annuity &#8211; in whole or part &#8211; from a retirement system where he didn\u2019t pay Social security taxes. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can learn more about the WEP and how it will affect you by going to <a href=\"https:\/\/www.ssa.gov\/pubs\/EN-05-10045.pdf\">ssa.gov\/pubs\/EN-05-10045.pdf<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Editor\u2019s Note: There have been attempts in Congress and by financial advocates to repeal the WEP. Those efforts have gained some steam in the Senate especially, but there has been no formal declaration of action yet. <\/p>\n\n\n\n<h6 class=\"wp-block-heading\">Got a question for the Federal Times expert? Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/h6>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"419\" height=\"600\" src=\"\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg\" alt=\"\" class=\"wp-image-54230\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg 419w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/635760103079222297-fed-reg-jones-columnjpg.jpg?resize=210,300 210w\" sizes=\"auto, (max-width: 419px) 100vw, 419px\" \/><figcaption class=\"wp-element-caption\">Federal Times columnist Reg Jones, photographed at his home in Hamilton, Va., on Wednesday, January 29, 2014. (Mike Morones\/Staff)<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>There have been ongoing attempts in Congress and by financial advocates to repeal the WEP.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":59,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,56,31,15,69,59,25],"tags":[],"coauthors":[3315,2563],"class_list":["post-27938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-financial-planning","category-home","category-management","category-pay-benefits","category-retirement","category-your-career"],"acf":{"subheadline":"","legacy_arc_id":"CPUEO4PPRJHJ7JMUFMR64XFBGI","arc_canonical_url":"\/fedlife\/retirement\/2024\/07\/10\/ask-reg-social-security-says-im-subject-to-windfall-elimination-why\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ask Reg: Social Security says I\u2019m subject to Windfall Elimination. 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