{"id":29095,"date":"2017-12-18T14:50:22","date_gmt":"2017-12-18T14:50:22","guid":{"rendered":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/uncategorized\/2017\/12\/18\/last-minute-holiday-horror-stories-think-before-you-spend\/"},"modified":"2026-08-08T02:44:06","modified_gmt":"2026-08-08T02:44:06","slug":"last-minute-holiday-horror-stories-think-before-you-spend","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/pay-benefits\/mil-money\/2017\/12\/18\/last-minute-holiday-horror-stories-think-before-you-spend\/","title":{"rendered":"Last-minute holiday horror stories? Think before you spend"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Sometimes, the holidays sneak up on us.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The stress can snowball as we try to buy the perfect gift as we scramble to create the glowing holiday environment, along with the requisite holiday food.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you find yourself with just a few days to go before your celebrations with family and friends, step back and think before you start running up those credit card bills. You may be tempted to spend more money on more gifts out of expediency, and in the glow \u2014 and stress \u2014 of holiday shopping.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some points to consider: If that family member or friend really cares about you, would they want you to go into debt to buy them a present? Is there something that would make them happy that doesn\u2019t cost a lot? What gifts have you received that stood out, despite a low price tag?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And, most of all, do you remember how you felt in January, the credit card bills from the 2016 holidays came due?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are a few ideas that can work for last-minute, but meaningful, gifts:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Find a favorite picture of your relative or friend during a special event or gathering, perhaps with you in the picture, too. Have it printed (and possibly enlarged) at a local drug store. Frame it.<\/li><li>Provide \u201ccoupons\u201d for babysitting, mowing the lawn, lunch dates, or other gestures that can give a much-needed break for a friend, especially if his or her spouse is on deployment. Just make sure you follow through.<\/li><li>Write a letter to the person, by hand, describing why he or she is special to you: character traits, things they\u2019ve done for you and for others, and so on. You might be surprised at how long they\u2019ll cherish that letter.<\/li><li>Making homemade cookies, cakes, candy, jams or other treats.<\/li><li>Target simple pleasures. One friend gave her grandfather a big jar of peanut butter and a big jar of jelly, because that\u2019s his daily treat. She was delighted when his face lit up as he opened it.&nbsp;<\/li><li>Donate to a charity that is important to the friend or relative, such as one that helps wounded warriors or military families.<br><\/li><\/ul>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/mil-money\/2017\/01\/23\/holiday-debt-11-expert-tips-to-escape-the-red-in-2017\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"201\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/holiday-debt-stock-art.JPG.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Holiday debt: 11 expert tips to escape the red in 2017<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Some military families received one last gift from 2016 &#8212; a higher-than-expected holiday bill. Our experts tell you how to cope.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">Another option for those with commissary and exchange privileges: Consider a gift card to one, or both. Service members overseas can buy online and ship to relatives back home who have shopping privileges. You can buy both online, although if you live near a commissary and have shopping privileges, it\u2019s cheaper to buy in the store.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Commissary cards can be purchased online <a href=\"http:\/\/www.commissaries.com\" title=\"\" class=\"\">here<\/a>. You can buy exchange cards at your local exchange or online at <a href=\"http:\/\/www.shopmyexchange.com\" title=\"\" class=\"\">www.shopmyexchange.com<\/a>, <a href=\"http:\/\/www.mynavyexchange.com\" title=\"\" class=\"\" target=\"_blank\">www.mynavyexchange.com<\/a> or <a href=\"http:\/\/www.mymcx.com\" title=\"\" class=\"\" target=\"_blank\">www.mymcx.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t throw money at yuletide snafus. Take this advice instead.<\/p>\n","protected":false},"author":7,"featured_media":59686,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":82,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[101,82,25,15],"tags":[],"coauthors":[3302],"class_list":["post-29095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-mil-money","category-newsletters","category-pay-benefits"],"acf":{"subheadline":"","legacy_arc_id":"SVZLPQ6GLRCLPDVK5WYYNO2VJE","arc_canonical_url":"\/pay-benefits\/mil-money\/2017\/12\/18\/last-minute-holiday-horror-stories-think-before-you-spend\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Last-minute holiday horror stories? 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