{"id":36538,"date":"2018-05-01T13:19:34","date_gmt":"2018-05-01T13:19:34","guid":{"rendered":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/uncategorized\/2018\/05\/01\/benefits-basics-commissaries-and-exchanges\/"},"modified":"2026-08-08T03:06:53","modified_gmt":"2026-08-08T03:06:53","slug":"benefits-basics-commissaries-and-exchanges","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/pay-benefits\/military-benefits\/2018\/05\/01\/benefits-basics-commissaries-and-exchanges\/","title":{"rendered":"Benefits basics: Commissaries and exchanges"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span class=\"js-paste-start-GDRU3MUCZZD7JJC5B4WXNGQTWA\"> <i><b>Editor\u2019s note: <\/b>This is one in a series of pieces that make up the Military Times 2018 Benefits Guide. Read or download the entire e-book <a href=\"https:\/\/hub.militarytimes.com\/ebooks\/\" title=\"\" class=\"\" target=\"_blank\">here<\/a>.<\/i><span class=\"js-paste-end-GDRU3MUCZZD7JJC5B4WXNGQTWA\"> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Commissaries and exchanges have undergone some major changes in the last year, with more proposals on the horizon that would affect the benefits &#8230; including a proposal by Defense Department officials to consolidate the programs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What you need to know about both:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>What they are: <\/b>Commissaries are on-base stores that sell discounted groceries to authorized customers. Exchanges are on-base stores (with an online component) that sell a variety of items ranging from clothing and shoes to toys, furniture, home appliances and electronics. They have on-base gas stations and stores that sell alcoholic beverages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Eligibility: <\/b>As of Veterans Day 2017, all <a href=\"https:\/\/www.militarytimes.com\/military-honor\/salute-veterans\/2017\/10\/31\/exchanges-offer-new-online-benefit-for-vets-starting-nov-11\/\" title=\"\" class=\"\" target=\"_blank\">honorably discharged veterans can shop at online exchanges<\/a>. This has opened up the exchange online shopping benefit to about 13 million additional veterans who didn\u2019t previously have any military shopping benefits. Otherwise, veterans who don\u2019t retire from the military generally don\u2019t have exchange or commissary privileges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This veterans benefit doesn\u2019t apply to brick-and-mortar stores. By the end of 2017, more than 56,000 veterans had shopped at Shopmyexchange.com using the tax-free benefit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In general, anyone with a valid military ID card can shop in commissary and exchange stores and online. Also eligible are 100 percent disabled veterans, surviving spouses, and former spouses with dependent children.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>The details: <\/b>For decades, commissary items were sold at cost from the manufacturer or distributor, plus a 5 percent surcharge used to build and renovate stores. That changed in 2017, when officials began using <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/military-benefits\/2017\/05\/04\/new-pricing-program-private-label-goods-part-of-major-commissary-overhaul\/\" title=\"\" class=\"\" target=\"_blank\">new authority to raise and lower prices<\/a> \u2014 responding, they said, to outside-the-gate competition.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lawmakers require that any price changes can\u2019t change the overall level of customer savings, but those savings will vary depending on what\u2019s purchased. DoD has put increasing pressure on commissary officials to reduce the amount of taxpayer dollars \u2014 about $1.3 billion a year \u2014 to operate the stores.<\/p>\n\n\n<aside class=\"smg-interstitial-link smg-interstitial-link--fallback wp-block-smg-interstitial-link\"><a href=\"https:\/\/hub.militarytimes.com\/ebooks\/4-30-2018-benefits-guide-2018\/\" class=\"smg-interstitial-link__fallback-link\">FREE DOWNLOAD: 2018 Military Times Benefits Guide<\/a><\/aside>\n\n\n<p class=\"wp-block-paragraph\"><b>On the shelves:<\/b> Along with price changes, customers have seen expanded private-label, or store-brand, offerings. Among the first were bottled water and plastic bags; they\u2019ve expanded to include cheese, rice and dry beans, foam and plastic plates, shelf stable juices, water enhancers and powered soft drinks, paper towels and bath tissue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While customers are paying less for some products, the commissaries no longer carry some popular national brands.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>At checkout: <\/b>In late 2017, commissaries began to <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2017\/09\/23\/commissaries-to-start-accepting-military-star-card-next-month\/\" title=\"\" class=\"\" target=\"_blank\">accept the Military Star card<\/a>, which is a credit card program run by the Army and Air Force Exchange Service. Commissaries continue to accept other forms of payment, including other major credit cards, but those card issuers charge the government transaction fees; the Military Star card doesn\u2019t.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone who doesn\u2019t pay the Star Card balance in full each month will pay interest; that money goes back to support the exchanges and morale, welfare and recreation programs.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/mil-money\/2018\/02\/16\/commissaries-running-test-of-no-bagger-lanes\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/090423-F-2866R-008.JPG.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Commissaries running test of &#8216;no-bagger&#8217; lanes<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Want to bag &#039;em yourself? Commissary testing some lanes without baggers.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\"><b>WHAT\u2019S NEW<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">More private-label products have either hit commissary shelves recently or will arrive soon, including baking goods, ketchup, mustard, peanut butter, mayonnaise, broth, cooking sprays, canned beans, and other items. Officials plan to increase the inventory of such products gradually to about 3,000 to 4,000 items.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Behind the scenes, Defense Department officials have been working on a plan to consolidate the commissaries and exchanges into a single \u201cdefense resale enterprise.\u201d It\u2019s a draft proposal; the law will have to be changed, and it\u2019s unclear how lawmakers will react.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How veterans, troops and military families can shop smart<\/p>\n","protected":false},"author":7,"featured_media":29717,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":83,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[83,15],"tags":[],"coauthors":[3302],"class_list":["post-36538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-military-benefits","category-pay-benefits"],"acf":{"subheadline":"","legacy_arc_id":"OR7O7RPM7BCCRGUQ55P354QB24","arc_canonical_url":"\/pay-benefits\/military-benefits\/2018\/05\/01\/benefits-basics-commissaries-and-exchanges\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - 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