{"id":39179,"date":"2017-12-12T16:56:10","date_gmt":"2017-12-12T16:56:10","guid":{"rendered":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/uncategorized\/2017\/12\/12\/know-your-benefit-va-loan-can-be-used-multiple-times-for-multiple-properties\/"},"modified":"2026-08-08T03:33:43","modified_gmt":"2026-08-08T03:33:43","slug":"know-your-benefit-va-loan-can-be-used-multiple-times-for-multiple-properties","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/va-loan-center\/2017\/12\/12\/know-your-benefit-va-loan-can-be-used-multiple-times-for-multiple-properties\/","title":{"rendered":"Know your benefit: VA loan can be used multiple times for multiple properties"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When a soldier spoke with <a href=\"http:\/\/www.juanitacharles.com\/\">Juanita Charles<\/a>, an Army veteran who serves as a Realtor in the Fort Campbell, Kentucky, area, he thought had his finances figured out.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rather than put his VA loan to use while on active duty, \u201che was going to \u2018save\u2019 his VA loan for his retirement home,\u201d Charles recalled. A forward-thinking plan, sure, but not a practical one &#8230; the <a href=\"https:\/\/www.militarytimes.com\/home-hq\/va-loan-center\/\">VA loan benefit<\/a> can be used more than once, in some cases even on more than one home at a time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Once you\u2019ve paid off the loan in full, your benefit is fully restored and ready for use on your next home. Even if you haven\u2019t paid the first loan off, you may not have used all of your VA loan benefit and can use the rest for a second loan. It also <a href=\"https:\/\/www.militarytimes.com\/home-hq\/2017\/11\/15\/i-thought-it-expired-experts-on-why-some-vets-dont-use-va-loan-benefits\/\">doesn\u2019t come with an expiration date<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And while it cannot be used for vacation homes or for rental properties, that doesn\u2019t mean you can\u2019t use it to buy a home while keeping another one, as long as you\u2019ll qualify as a full-time resident in the new home.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This may come into play for older veterans, said <a href=\"https:\/\/www.century21.com\/real-estate-agent\/profile\/kathleen-ricketts-P25360603\">Kathleen Ricketts<\/a>, a Realtor in the Chicago suburbs who teaches the National Association of Realtors\u2019 Military Relocation Professional program. Some may be purchasing a home in a warmer climate but keeping their old home for the summer months \u2015 the new home is a permanent residence, so it\u2019s VA loan-eligible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As with any questions regarding the benefit, those interested in clarifying their VA loan eligibility for a second property can contact a <a href=\"https:\/\/www.benefits.va.gov\/HOMELOANS\/contact_rlc_info.asp\">VA Regional Loan Center.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seeking a new home, but not finished with the old one? Don&#8217;t dismiss the VA loan benefit.<\/p>\n","protected":false},"author":7,"featured_media":30898,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":28,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[9,28],"tags":[],"coauthors":[810],"class_list":["post-39179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-hq","category-va-loan-center"],"acf":{"subheadline":"","legacy_arc_id":"7LEL7X4AWVAVDD577I2H342CNA","arc_canonical_url":"\/home-hq\/va-loan-center\/2017\/12\/12\/know-your-benefit-va-loan-can-be-used-multiple-times-for-multiple-properties\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"home-hq-layout","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Know your benefit: VA loan can be used multiple times for multiple properties - Marine Corps Times<\/title>\n<meta name=\"description\" content=\"Seeking a new home, but not finished with the old one? Don&#039;t dismiss the VA loan benefit.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Know your benefit: VA loan can be used multiple times for multiple properties\" \/>\n<meta property=\"og:description\" content=\"Seeking a new home, but not finished with the old one? 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