{"id":60117,"date":"2018-03-26T15:35:12","date_gmt":"2018-03-26T15:35:12","guid":{"rendered":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/uncategorized\/2018\/03\/26\/did-a-pcs-move-bust-your-budget-heres-how-military-relief-agencies-can-help\/"},"modified":"2026-08-08T12:25:02","modified_gmt":"2026-08-08T12:25:02","slug":"did-a-pcs-move-bust-your-budget-heres-how-military-relief-agencies-can-help","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/home-hq\/2018\/03\/26\/did-a-pcs-move-bust-your-budget-heres-how-military-relief-agencies-can-help\/","title":{"rendered":"Did a PCS move bust your budget? Here\u2019s how military relief agencies can help"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">It\u2019s well known that making a <a href=\"https:\/\/www.militarytimes.com\/spouse\/2017\/04\/22\/military-moves-2017-13-tips-for-your-next-pcs\/\" target=_blank>permanent change-of-station move<\/a> can cost military families, even though the government reimburses many expenses. Families who find the ends don\u2019t quite meet can rely on military relief societies to fill the gap.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe\u2019re always there as a safety net,\u201d said retired Army Col. Eldon Mullis, deputy director and chief operating officer of <a href=\"https:\/\/www.aerhq.org\/\" target=_blank>Army Emergency Relief<\/a>. The military relief societies (which also include <a href=\"https:\/\/www.afas.org\/\" target=_blank>Air Force Aid Society<\/a> and <a href=\"http:\/\/www.nmcrs.org\/\" target=_blank>Navy-Marine Corps Relief Society<\/a>) can provide interest-free loans \u2014 and in some cases, grants \u2014 for financial emergencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Moving costs don\u2019t stop when the boxes are unpacked. Spouses often find it takes longer to get a comparable job \u2014 or any job \u2014 in the new location. Troops may get sticker shock moving from a low-cost area to a high-cost area. Expenses add up as families replace items discarded or used up during a move, such as cleaning supplies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Frequent moves are among the top financial obstacles for 31 percent of military spouses and 27 percent of troops who responded to Blue Star Families\u2019 <a href=\"https:\/\/www.militarytimes.com\/spouse\/2017\/11\/16\/survey-family-separation-concerns-top-pay-and-benefits-as-key-issue-for-troops-spouses\/\" target=_blank>2017 Military Family Lifestyle Survey<\/a>.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/home-hq\/2018\/01\/17\/moving-related-stress-military-family-survey-shows-you-are-far-from-alone\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"212\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/120319-F-JZ014-905.JPG.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Moving-related stress? Military family survey shows you are far from alone<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Relocation-related concerns are among the major stress factors cited in a November report.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">AER helps soldiers with emergency needs such as food, fuel and temporary lodging. While the government generally reimburses those expenses during PCS moves, Mullis said, \u201cwhat we see most often are cars breaking down during a PCS, or having to stay longer than expected\u201d in temporary lodging.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sometimes there are delays in processing their requests for reimbursement of PCS expenses. \u201cThese are areas where we\u2019re happy to help out,\u201d Mullis said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another trend relates to soldiers moving from a low-cost area to a high-cost area, such as from North Carolina\u2019s Fort Bragg to Washington, D.C.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cMaybe their [basic allowance for allowance] doesn\u2019t kick in when they think it will,\u201d Mullis said. \u201cThey\u2019re counting on the additional income from the BAH.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In one case, a soldier moving to Fort Hamilton, New York, had to scrape together $11,000 in advance payments for initial rent deposit and other fees, said Tracey Anbiya, a retired command sergeant major who is emergency financial administrator for Army Emergency Relief. \u201cIn those high-cost areas, if you haven\u2019t planned for that, we\u2019re really the only help they can get with that.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And if the soldiers have credit problems, she said, they may have to put down deposits for utilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe should be the first choice\u201d for emergency financial assistance, Mullis said, noting that AER can provide loans at zero percent interest. \u201cCome see us before you go anywhere else.\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"5000\" height=\"3335\" src=\"\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg\" alt=\"\" class=\"wp-image-48905\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg 5000w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg?resize=300,200 300w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg?resize=768,512 768w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg?resize=1024,683 1024w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg?resize=1536,1025 1536w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/tns-pcs-tips-6.jpg.jpg?resize=2048,1366 2048w\" sizes=\"auto, (max-width: 5000px) 100vw, 5000px\" \/><figcaption class=\"wp-element-caption\">New rules go into effect Oct. 1 that could impact your next set of orders and re-enlistment.<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Some AER suggestions for your move:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you know you\u2019re going to PCS within the next six months or so, start setting aside extra money to ease the financial burden. Consider that the spouse may not be able to find a job right away.<\/li><li>When the service member goes to a PCS briefing, take the spouse.<\/li><li>Take advantage of financial readiness programs at installations, and through <a href=\"http:\/\/www.militaryonesource.mil\/\">Military OneSource<\/a>.<\/li><li>Save all your receipts related to your PCS move.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>These groups can help out with a move-related loan.<\/p>\n","protected":false},"author":7,"featured_media":101422,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":9,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[101,9,82,25,15],"tags":[],"coauthors":[3302],"class_list":["post-60117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-home-hq","category-mil-money","category-newsletters","category-pay-benefits"],"acf":{"subheadline":"","legacy_arc_id":"IHWR27VGJRD2NJEXBK6KJSB4VQ","arc_canonical_url":"\/home-hq\/2018\/03\/26\/did-a-pcs-move-bust-your-budget-heres-how-military-relief-agencies-can-help\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"home-hq-layout","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Did a PCS move bust your budget? 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