{"id":62285,"date":"2019-09-06T12:15:12","date_gmt":"2019-09-06T12:15:12","guid":{"rendered":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/uncategorized\/2019\/09\/06\/military-folks-here-are-some-expert-tips-on-picking-the-right-charity-for-your-donations\/"},"modified":"2026-08-08T13:34:50","modified_gmt":"2026-08-08T13:34:50","slug":"military-folks-here-are-some-expert-tips-on-picking-the-right-charity-for-your-donations","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/marinecorpstimes\/pay-benefits\/2019\/09\/06\/military-folks-here-are-some-expert-tips-on-picking-the-right-charity-for-your-donations\/","title":{"rendered":"Military folks, here are some expert tips on picking the right charity for your donations"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">As we move into the pledging season for the Combined Federal Campaign, how do you decide where to donate your hard-earned dollars?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The pledging season for the <a href=\"https:\/\/www.opm.gov\/combined-federal-campaign\/\" target=\"_blank\">Combined Federal Campaign<\/a> starts Sept. 9 and runs through Jan. 12. Different geographic areas hold their individual campaigns during specific times during that four-month window. Last year federal employees participating in the CFC contributed more than $93 million to thousands of <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/mil-money\/2017\/11\/28\/cfc-givers-have-many-military-friendly-options-one-expert-suggests-playing-the-long-game\/\" target=\"_blank\">charities<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Office of Personnel Management, which oversees the CFC, has a process for vetting the thousands of charities before they can be included. Many donors go beyond, to do their own research.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Donors are becoming more savvy about where they donate their money, realizing that there are far too many <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2018\/07\/22\/heres-how-state-and-federal-authorities-are-targeting-sham-veteran-charities\/\" target=\"_blank\">scams<\/a> out there.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To provide a different perspective, we checked in with a well-known company that has a large philanthropic effort devoted to the military community, to see how they make their decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">USAA invests about 1 percent of its pre-tax income, generally about $45 million a year, to charitable causes, said Harriet Dominique, senior vice president of corporate responsibility and community affairs at USAA. And individuals and corporations ask her on a regular basis about how USAA makes those decisions, Dominique said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are some of her tips that apply, whether you have $10 or $10,000 to donate:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">*Make sure you\u2019re donating to a cause that you\u2019re passionate about, and to a nonprofit that aligns with your core values. USAA\u2019s signature cause and focus is military family resilience,&#8221; Dominique said, so they invest in a variety of efforts including many related to military spouse employment, and providing resources for caregivers of service members injured on active duty.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/mil-money\/2017\/11\/28\/cfc-givers-have-many-military-friendly-options-one-expert-suggests-playing-the-long-game\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/samaritians-purse.JPG.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">CFC givers have many military-friendly options. One expert suggests playing the long game<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Health-related charities may not be known for military efforts, but they help thousands of veterans, young and old.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">*Do your homework. Do a general Google search on the nonprofit that interests you. Check charity evaluator sites such as GuideStar and Charity Navigator. Not every charity is evaluated by these sites, for various reasons. Peruse the charity\u2019s website for information on mission statements, programs offered, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Consider volunteering some of your valuable time and talents to the nonprofit, as well as giving dollars. Those in the military community are known for their volunteering efforts. That\u2019s where you get to really know the charity, and see the results of their efforts. USAA gives its employees two paid days a year to devote to volunteering, Dominique said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Check the charity\u2019s Internal Revenue Service Form 990, the form that tax-exempt organizations file with the IRS to provide information on their missions, programs and finances. The Form 990 may be available on the charity\u2019s website, which is a good sign of their transparency. It may also be available on a charity evaluator\u2019s site; or you can search the IRS website: (<a href=\"https:\/\/irs.gov\/charities-non-profits\/tax-exempt-organization-search\">https:\/\/irs.gov\/charities-non-profits\/tax-exempt-organization-search<\/a>). Or contact the organization to request a copy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In terms of the finances, look at how much of donations is spent on actual program support. USAA\u2019s general rule of thumb is that they\u2019re comfortable with a nonprofit spending at least 80 percent of its donations on program services, Dominique said. But that ratio is just one indicator, she said. There could be something unique about that charity that might require more money to be spent on certain expenses. And on the other hand, another charity could be keeping their expenses extremely low, but how are they changing lives? \u201cI\u2019d never say ignore expenses, but prioritize the focus on outputs and impacts,\u201d she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You don\u2019t have to be an expert in reading Form 990s, but you can ask the charity very direct questions about how your dollars will be used, she said. The way the nonprofit sector is evolving, expense ratios are no longer the sole indicators of success, Dominque said. Just as businesses have expenses for things like development and operations, a nonprofit also has expenses in order to be effective. So ask how the many lives are going to be affected by the dollars, and what the outcome will be, she said. Does the nonprofit have a demonstrated history of making a difference in the community?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nonprofits are getting much more effective at being able to quantify and qualify how the dollars \u2013 and the volunteer time \u2013 are making a difference, she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIn my experience, nonprofits greatly appreciate questions, and it fuels them to do better work,\u201d she said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Making a donation? Pick your passion, do your research, and donate your time as well as hard-earned cash.<\/p>\n","protected":false},"author":7,"featured_media":38322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":15,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[101,82,25,15,18],"tags":[],"coauthors":[3302],"class_list":["post-62285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-mil-money","category-newsletters","category-pay-benefits","category-spouse"],"acf":{"subheadline":"","legacy_arc_id":"AT3SV34HJZBNXNXVAMJFQKO54M","arc_canonical_url":"\/pay-benefits\/2019\/09\/06\/military-folks-here-are-some-expert-tips-on-picking-the-right-charity-for-your-donations\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Military folks, here are some expert tips on picking the right charity for your donations - Marine Corps Times<\/title>\n<meta name=\"description\" content=\"Making a donation? 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