{"id":105862,"date":"2014-10-22T18:23:17","date_gmt":"2014-10-22T18:23:17","guid":{"rendered":"https:\/\/one.sightlinemg.com\/militarytimes\/uncategorized\/2014\/10\/22\/credit-requirements-loosened-for-student-loan-program\/"},"modified":"2026-08-08T11:48:06","modified_gmt":"2026-08-08T11:48:06","slug":"credit-requirements-loosened-for-student-loan-program","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/militarytimes\/education-transition\/2014\/10\/22\/credit-requirements-loosened-for-student-loan-program\/","title":{"rendered":"Credit requirements loosened for student loan program"},"content":{"rendered":"\n<p><span class=\"character dateline\">WASHINGTON \u2013 <\/span> The Education Department has loosened credit requirements for a federal student loan program used by parents and graduate students.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A new regulation announced Wednesday updates the definition of adverse credit history as it pertains to the federal PLUS loan program. Under the rule, a potential borrower with overdue debt less than $2,085 is considered not to have adverse credit history. Others may still be able to participate if they pass additional steps, but must participate in loan counseling.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Education Department estimates about 370,000 more loan applicants will pass the credit history check under the regulations. As the regulations currently stand, some of these same borrowers would have to go through several extra steps to qualify.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"360\" src=\"\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg\" alt=\"\" class=\"wp-image-2692\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg 640w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/07\/default-militarytimes.jpg.jpg?resize=300,169 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>WASHINGTON \u2013  The Education Department has loosened credit requirements for a federal student loan program used by pa&#8230;<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":{"4":{"categories":["education-transition"],"primary_category":""},"5":{"categories":["education-transition"],"primary_category":""},"6":{"categories":["education-transition"],"primary_category":""},"7":{"categories":["education-transition"],"primary_category":""}}},"categories":[9,103,15,18,88],"tags":[],"coauthors":[1432],"class_list":["post-105862","post","type-post","status-publish","format-standard","hentry","category-education-transition","category-military-benefits","category-news","category-pay-benefits","category-your-military"],"acf":{"subheadline":"","legacy_arc_id":"AJWET4JBFVAJREMR6NDMQESOZ4","arc_canonical_url":"\/education-transition\/education\/2014\/10\/22\/credit-requirements-loosened-for-student-loan-program\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit requirements loosened for student loan program - Military Times<\/title>\n<meta name=\"description\" content=\"WASHINGTON \u2013 The Education Department has loosened credit requirements for a federal student loan program used by pa...\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit requirements loosened for student loan program\" \/>\n<meta property=\"og:description\" content=\"WASHINGTON \u2013 The Education Department has loosened credit requirements for a federal student loan program used by pa...\" \/>\n<meta property=\"og:url\" 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