{"id":58116,"date":"2020-12-02T10:00:00","date_gmt":"2020-12-02T10:00:00","guid":{"rendered":"https:\/\/one.sightlinemg.com\/militarytimes\/uncategorized\/2020\/12\/02\/protect-service-members-from-predatory-corporations\/"},"modified":"2026-08-07T21:01:49","modified_gmt":"2026-08-07T21:01:49","slug":"protect-service-members-from-predatory-corporations","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/militarytimes\/opinion\/2020\/12\/02\/protect-service-members-from-predatory-corporations\/","title":{"rendered":"Protect service members from predatory corporations"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Some of you who have served downrange will recognize the following: You\u2019re running a nighttime patrol in the mountains of Afghanistan or on the streets of an Iraqi town. You feel intense pressure and stress, but know you must stay focused to avoid deadly mistakes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Afterwards, you have three hours to sleep before you need to stand guard for an hour. Instead of getting rest, you make a satellite business call to the U.S. Your spouse is fighting to explain to a company why they can\u2019t repossess the family car or turn a bill over to debt collectors while you\u2019re deployed. Despite Congress protecting service members from this type of behavior under <a href=\"https:\/\/www.militarytimes.com\/home-hq\/2018\/02\/02\/scra-and-your-home-6-facts-to-know\/\" target=_blank>the Servicemembers Civil Relief Act (SCRA)<\/a>, the company insists you waived your SCRA protections. Sadly, I have seen this happen to fellow service members. It\u2019s wrong and Congress shouldn\u2019t allow it.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/management\/pay-benefits\/2020\/05\/08\/military-families-caught-in-covid-19-financial-straits-could-see-relief-under-this-proposal\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"162\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/07\/011208-M-AB123-001-DOD-photo.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Military families caught in COVID-19 financial straits could see relief under this proposal<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">It&#039;s a proposal right now, but could help military families who are financially strapped because of the PCS stoppage during the COVID-19 pandemic.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">Deceitful lenders take advantage of service members by signing them to leases, car loans, cellphones, and other contracts that use the fine print to trick them into waiving their rights under the law and the protections they deserve. That fine print often includes forced arbitration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Forced arbitration is a secretive, rigged system outside of the traditional legal system in which service members have very little chance at achieving a favorable outcome when their rights are violated. Predatory lenders are taking advantage of service members, breaking the law and getting away with it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Congress should take immediate action to protect members of the military. The House of Representatives passed amendments fashioned after The Justice for Servicemembers Act which would ban forced arbitration for service members, as a part of the annual National Defense Authorization Act. There is also a bipartisan Justice for Servicemembers Act in the Senate. Please consider calling your senator to ask them to cosponsor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>U.S. Rep. Jared Golden is a Marine veteran who represent\u2019s Maine\u2019s 2nd District.<\/i><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>Editor\u2019s note: This is an Op-Ed and as such, the opinions expressed are those of the author. If you would like to respond, or have an editorial of your own you would like to submit, please contact Military Times managing editor Howard Altman,&nbsp;<\/i><a href=\"mailto:haltman@militarytimes.com\"><i>haltman@militarytimes.com<\/i><\/a><i>.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Congress shouldn&#8217;t allow service members to waive their SCRA rights by predatory lenders, says the author of this commentary.<\/p>\n","protected":false},"author":7,"featured_media":65157,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":75,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[97,29,117,17],"tags":[],"coauthors":[4071],"class_list":["post-58116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commentary","category-home","category-middle-column","category-opinion"],"acf":{"subheadline":"","legacy_arc_id":"UEYFPXA2RJEYZBU5JKIO223LEE","arc_canonical_url":"\/opinion\/commentary\/2020\/12\/02\/protect-service-members-from-predatory-corporations\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Protect service members from predatory corporations - Military Times<\/title>\n<meta name=\"description\" content=\"Congress shouldn&#039;t allow service members to waive their SCRA rights by predatory lenders, says the author of this commentary.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protect service members from predatory corporations\" \/>\n<meta property=\"og:description\" content=\"Congress shouldn&#039;t allow service members to waive their SCRA rights by predatory lenders, says the author of this commentary.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/militarytimes\/opinion\/2020\/12\/02\/protect-service-members-from-predatory-corporations\/\" \/>\n<meta property=\"og:site_name\" content=\"Military Times\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-02T10:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-07T21:01:49+00:00\" \/>\n<meta name=\"author\" content=\"Rep. 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