{"id":34434,"date":"2018-07-17T19:50:59","date_gmt":"2018-07-17T19:50:59","guid":{"rendered":"https:\/\/one.sightlinemg.com\/navytimes\/native\/uncategorized\/investing-101-what-you-need-to-know\/"},"modified":"2026-08-08T03:03:15","modified_gmt":"2026-08-08T03:03:15","slug":"investing-101-what-you-need-to-know","status":"publish","type":"native","link":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/","title":{"rendered":"Investing 101: What you need to know"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you\u2019re not investing, you\u2019re not alone. <a href=\"http:\/\/news.gallup.com\/poll\/211052\/stock-ownership-down-among-older-higher-income.aspx\">Recent research<\/a> has found nearly half of Americans don\u2019t own stocks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That spells trouble when it comes to saving for retirement and other major life milestones, like paying for education. By not investing, you\u2019re missing out on a historically proven way to build wealth. Keep in mind, history can\u2019t predict the future, but we\u2019ll get to that later.<\/p>\n\n\n<figure class=\"wp-block-smg-jwplayer-video\"><atype-video-jwplayer nostick=\"true\" playlisturl=\"https:\/\/cdn.jwplayer.com\/v2\/playlists\/fCzRqMW8?tags=5ea7f4c7-195e-4ddf-b5af-48473e570f09\" poster=\"\/wp-content\/uploads\/2026\/08\/video-poster-5ea7f4c7-195e-4ddf-b5af-48473e570f09.png\" aspectratio=\"16 \/ 9\" mute autostart=\"false\"><\/atype-video-jwplayer><figcaption class=\"wp-element-caption\">Investing towards your retirement isn&#8217;t as complicated as you think.<\/figcaption><\/figure>\n\n\n<p class=\"wp-block-paragraph\">Whether you\u2019re starting a career in the military or your first job as a civilian, there\u2019s a good chance you\u2019re busy. Investing might seem too complicated or time consuming, but that\u2019s simply not true.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe turn on the news and hear about the markets. They\u2019re up or they\u2019re down, investors are buying and selling and as consumers, we don\u2019t know what to make of it,\u201d said Mathu Mathu, assistant vice president of operations at Navy Federal Financial Group. \u201cIn today\u2019s world, there are tools to make it easier. You don\u2019t need to be an expert or watch the markets every day.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, you\u2019ll want to do some homework before you invest. Some banks and credit unions even offer tools and resources to help you get your bearings. \u201cThe most important part is getting started. Time is your friend and the earlier you start, the better,\u201d said Mathu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But just as life gets busy, it also gets expensive. Your budget, especially if you\u2019re just starting your career, may keep you from investing. Luckily, there\u2019s a solution. \u201cYou don\u2019t need lots of capital to get going. There are plenty of options to invest with relatively small amounts of money,\u201d Mathu said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>So just how much money do you need?<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can start trading stocks at just $25 dollars a month. That\u2019s if you use <a href=\"https:\/\/www.easystartinvestor.com\/easystart\/home\">EasyStart Investor<\/a>, an online tool recently launched by NFFG. In addition to low costs, it offers a sample portfolio that\u2019s already diversified. Both are nice features for someone new to investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the end of the day, it\u2019s all about finding a service that works for you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">More important are the contributions you make to your account. Regular, consistent contributions are the way to go. Systematic investing, similar to how you contribute to a TSP or 401k, gives you the best chance of using the market to your advantage with relative ease.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Investing risk and return<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If risk is your reason for not investing, then you should think twice. It may seem counterintuitive, but holding all of your cash in a deposit account may actually be riskier than investing when you look at inflation risk.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The annual inflation rate for the US is right around 2 percent. Inflation is caused when prices for goods and services go up, meaning every dollar you own buys less of that good or service. Inflation is your biggest foe when it comes to holding cash.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the other hand, the stock market has averaged an 8 percent annual return for the last 30 years. So if you\u2019re looking to build wealth over the long-term, the stock market is a great way to protect your assets against inflation than holding cash. Investments can lose value but provide you the potential for higher returns over the long term compared to holding cash.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As mentioned earlier, the past is no indication of what\u2019s to come, but it can be a guide. The market has recovered from every recession it\u2019s faced, which makes up for lost ground in the long term.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Kickstart your future<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your decision to start investing can have a huge impact on your future. The longer you invest, the greater your chances are for success. See for yourself with Navy Federal\u2019s investment return <a href=\"https:\/\/www.navyfederal.org\/calcs\/investmentreturn.php\">calculator<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cYou can invest for a relatively low cost. You can overcome risk with patience and steady investments,\u201d said Mathu. \u201cAnd if you\u2019re still not sure, <a href=\"https:\/\/www.navyfederal.org\/financial-group\/contact.php\">make an appointment<\/a> with a financial advisor at your financial institution. It\u2019s something we encourage all of our members to do.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the wind in your sails, why not <a href=\"https:\/\/www.navyfederal.org\/financial-group\/contact.php\">start investing today<\/a>? When you reach your goals, you\u2019ll be glad you did!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>Nondeposit investment and insurance products are offered through Navy Federal Financial Group, LLC, (NFFG) and through its subsidiary, Navy Federal Brokerage Services, LLC (NFBS), a member of FINRA\/SIPC and an SEC registered investment advisory firm. Brokerage and advisory products are offered through NFBS. These products <\/i><i><b>are not NCUA\/NCUSIF or otherwise federally insured, are not guaranteed or obligations of the credit union, are not offered, recommended, sanctioned, or encouraged by the federal government, and may involve investment risk, including possible loss of principal<\/b><\/i><i>. 1-877-221-8108.<\/i><\/p>\n","protected":false},"author":7,"featured_media":67455,"menu_order":0,"template":"single-native-legacy","meta":{"_acf_changed":false,"_acf":"","_yoast_wpseo_primary_category":"11"},"advertiser":[3439],"class_list":["post-34434","native","type-native","status-publish","has-post-thumbnail","hentry","advertiser-navy-federal"],"acf":{"subheadline":"","legacy_arc_id":"ZINZMOVQLZFE3MLFBPDW4V6URA","arc_canonical_url":"\/native\/navy-federal\/2018\/07\/17\/investing-101-what-you-need-to-know\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Investing 101: What you need to know - Navy Times<\/title>\n<meta name=\"description\" content=\"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investing 101: What you need to know\" \/>\n<meta property=\"og:description\" content=\"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Navy Times\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-08T03:03:15+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n\t<meta name=\"twitter:label2\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data2\" content=\"migration\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"AdvertiserContentArticle\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"migration\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\"\n\t            },\n\t            \"headline\": \"Investing 101: What you need to know\",\n\t            \"datePublished\": \"2018-07-17T19:50:59+00:00\",\n\t            \"dateModified\": \"2026-08-08T03:03:15+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/\"\n\t            },\n\t            \"wordCount\": 792,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/shutterstock_539619679.jpg.jpg\",\n\t            \"articleSection\": [\n\t                \"Military Native\",\n\t                \"Navy Federal\"\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/\",\n\t            \"name\": \"Investing 101: What you need to know - Navy Times\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/shutterstock_539619679.jpg.jpg\",\n\t            \"datePublished\": \"2018-07-17T19:50:59+00:00\",\n\t            \"dateModified\": \"2026-08-08T03:03:15+00:00\",\n\t            \"description\": \"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"en-US\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/shutterstock_539619679.jpg.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/shutterstock_539619679.jpg.jpg\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/navy-federal\\\/investing-101-what-you-need-to-know\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Home\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Native Articles\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/native\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 3,\n\t                    \"name\": \"Navy Federal\",\n\t                    \"item\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/advertiser\\\/navy-federal\\\/\",\n\t                    \"ad_zone\": \"native-navy-federal\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 4,\n\t                    \"name\": \"Investing 101: What you need to know\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/\",\n\t            \"name\": \"Navy Times\",\n\t            \"description\": \"Independent News For Sailors | Navy Times\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#organization\",\n\t            \"name\": \"Navy Times\",\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/navy-logo-white.png\",\n\t                \"contentUrl\": \"https:\\\/\\\/one.sightlinemg.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/navy-logo-white.png\",\n\t                \"caption\": \"Navy Times\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/#\\\/schema\\\/person\\\/cc76c831bb37a926738c8391fca7a3b1\",\n\t            \"name\": \"migration\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec\",\n\t                \"url\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g\",\n\t                \"caption\": \"migration\"\n\t            },\n\t            \"url\": \"https:\\\/\\\/one.sightlinemg.com\\\/navytimes\\\/author\\\/migration\\\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Investing 101: What you need to know - Navy Times","description":"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Investing 101: What you need to know","og_description":"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to","og_url":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/","og_site_name":"Navy Times","article_modified_time":"2026-08-08T03:03:15+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes","Written by":"migration"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"AdvertiserContentArticle","@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#article","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/"},"author":{"name":"migration","@id":"https:\/\/one.sightlinemg.com\/navytimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1"},"headline":"Investing 101: What you need to know","datePublished":"2018-07-17T19:50:59+00:00","dateModified":"2026-08-08T03:03:15+00:00","mainEntityOfPage":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/"},"wordCount":792,"publisher":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/#organization"},"image":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/shutterstock_539619679.jpg.jpg","articleSection":["Military Native","Navy Federal"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/","url":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/","name":"Investing 101: What you need to know - Navy Times","isPartOf":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/#website"},"primaryImageOfPage":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#primaryimage"},"image":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#primaryimage"},"thumbnailUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/shutterstock_539619679.jpg.jpg","datePublished":"2018-07-17T19:50:59+00:00","dateModified":"2026-08-08T03:03:15+00:00","description":"If you\u2019re not investing, you\u2019re not alone. Recent research has found nearly half of Americans don\u2019t own stocks. That spells trouble when it comes to","breadcrumb":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#primaryimage","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/shutterstock_539619679.jpg.jpg","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/shutterstock_539619679.jpg.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/one.sightlinemg.com\/navytimes\/native\/navy-federal\/investing-101-what-you-need-to-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/one.sightlinemg.com\/navytimes\/"},{"@type":"ListItem","position":2,"name":"Native Articles","item":"https:\/\/one.sightlinemg.com\/navytimes\/native\/"},{"@type":"ListItem","position":3,"name":"Navy Federal","item":"https:\/\/one.sightlinemg.com\/navytimes\/advertiser\/navy-federal\/","ad_zone":"native-navy-federal"},{"@type":"ListItem","position":4,"name":"Investing 101: What you need to know"}]},{"@type":"WebSite","@id":"https:\/\/one.sightlinemg.com\/navytimes\/#website","url":"https:\/\/one.sightlinemg.com\/navytimes\/","name":"Navy Times","description":"Independent News For Sailors | Navy Times","publisher":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/one.sightlinemg.com\/navytimes\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/one.sightlinemg.com\/navytimes\/#organization","name":"Navy Times","url":"https:\/\/one.sightlinemg.com\/navytimes\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/one.sightlinemg.com\/navytimes\/#\/schema\/logo\/image\/","url":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/navy-logo-white.png","contentUrl":"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/06\/navy-logo-white.png","caption":"Navy Times"},"image":{"@id":"https:\/\/one.sightlinemg.com\/navytimes\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/one.sightlinemg.com\/navytimes\/#\/schema\/person\/cc76c831bb37a926738c8391fca7a3b1","name":"migration","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=gcf4cb6ee0ec29e49e7a963234e4340ec","url":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9e8d47be443ce94ce7fc357677b5f9c70235bb1f59e7267a102a74af58c04f59?s=96&d=mm&r=g","caption":"migration"},"url":"https:\/\/one.sightlinemg.com\/navytimes\/author\/migration\/"}]}},"jetpack_sharing_enabled":true,"distributor_meta":false,"distributor_terms":false,"distributor_media":false,"distributor_original_site_name":"Navy Times","distributor_original_site_url":"https:\/\/one.sightlinemg.com\/navytimes","push-errors":false,"_links":{"self":[{"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/native\/34434","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/native"}],"about":[{"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/types\/native"}],"author":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/users\/7"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/posts\/67455"}],"wp:attachment":[{"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/media?parent=34434"}],"wp:term":[{"taxonomy":"advertiser","embeddable":true,"href":"https:\/\/one.sightlinemg.com\/navytimes\/wp-json\/wp\/v2\/advertiser?post=34434"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}