{"id":25134,"date":"2018-02-08T14:47:23","date_gmt":"2018-02-08T14:47:23","guid":{"rendered":"https:\/\/one.sightlinemg.com\/navytimes\/uncategorized\/2018\/02\/08\/pcs-and-insurance-5-tips-for-a-safe-move\/"},"modified":"2026-08-08T02:26:28","modified_gmt":"2026-08-08T02:26:28","slug":"pcs-and-insurance-5-tips-for-a-safe-move","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/navytimes\/home-hq\/2018\/02\/08\/pcs-and-insurance-5-tips-for-a-safe-move\/","title":{"rendered":"PCS and insurance: 5 tips for a safe move"},"content":{"rendered":"\n

Are you heading to a new duty station this spring? It may be a good time to review your insurance options<\/a>: Not only will the move likely lead to some coverage tweaks, but adding an insurance check to your pre-move to-do list could provide a much-needed feeling of security as moving-related stress builds.<\/p>\n\n\n\n

Here are some tips to keep in mind for the move itself, courtesy of the Military Times Insurance Guide<\/a> and other sources.<\/p>\n\n\n\n

1. Limited liability. <\/b>Your goods are insured during a traditional permanent change-of-station move<\/a>, but only to a point: If there is a total loss and you\u2019re transporting more than the allowed weight (based on paygrade<\/a>), your insurance plan may be required to pick up a portion of the reimbursement.
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2. PPM 101.<\/b> You may be eligible for up to $25,000 worth of service-provided insurance for your personally procured move<\/a> (formerly known as a do-it-yourself, or DITY, move). But that money won\u2019t cover everything: Be especially aware of high-value items, and check your auto insurance to ensure it will have your back if there are mishaps involving your car, truck, trailer or anything else you\u2019re using on the road during the move. <\/p>\n\n\n\t