{"id":35320,"date":"2019-01-22T20:42:04","date_gmt":"2019-01-22T20:42:04","guid":{"rendered":"https:\/\/one.sightlinemg.com\/navytimes\/uncategorized\/2019\/01\/22\/civilian-life-101-heres-what-you-need-to-know-before-you-take-off-that-uniform\/"},"modified":"2026-08-08T07:05:12","modified_gmt":"2026-08-08T07:05:12","slug":"civilian-life-101-heres-what-you-need-to-know-before-you-take-off-that-uniform","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/navytimes\/veterans\/2019\/01\/22\/civilian-life-101-heres-what-you-need-to-know-before-you-take-off-that-uniform\/","title":{"rendered":"Civilian Life 101: Here\u2019s what you need to know before you take off that uniform"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When you arrive at a new duty station in the military, you know where to go for information on housing, health care and your child\u2019s new school.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Often, those resources are all under one roof, said Beth Kubala, a senior director at the Institute for Veterans and Military Families at Syracuse University.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIt\u2019s very different when you <a href=\"https:\/\/rebootcamp.militarytimes.com\/transition\/news\/2018\/09\/10\/best-for-vets-places-to-live-2019\/\" target=_blank>transition and you relocate<\/a> to Hometown USA,\u201d she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s just one of example of how military and civilian life are as different as apples and oranges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are six other things you\u2019ll need to know about navigating life outside of the military, courtesy of Kubala and other experts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>1.<\/b> <b>Housing and health care will cost money.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That nice \u2013 or <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2018\/12\/21\/privatized-military-housing-is-plagued-with-shoddy-workmanship-raw-sewage-rotten-wood-and-chronic-leaks\/\" target=\"_blank\">depending on your installation, crappy<\/a> \u2013 little three-bedroom house you have on base? That will go away once you get out of the military. So will <a href=\"https:\/\/www.militarytimes.com\/pay-benefits\/2019\/01\/02\/how-is-tricare-treating-you-heres-your-chance-to-be-heard\/\" target=\"_blank\">Tricare<\/a>, unless you\u2019re a retiree.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You already know this, of course. But knowing it and living it are two different things.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBeing more mindful of financial management\u201d and planning one to five years out is a huge piece of the transition, said Lt. Col. Rynele Mardis, southeast region director for the <a href=\"https:\/\/rebootcamp.militarytimes.com\/news\/transition\/2018\/12\/17\/heres-how-the-armys-soldier-for-life-program-can-help-with-your-transition\/\" target=_blank>Army\u2019s Soldier for Life program<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You\u2019ll need to consider not only the cost of where you plan to live, but also the location, which affects where your child will go to school and your own personal health and wellness, he said. Tax deductions and <a href=\"https:\/\/www.benefits.va.gov\/homeloans\/\" target=_blank>benefits<\/a> available to veterans are other things to consider, especially for prospective homeowners, and they can vary by state.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"\/wp-content\/uploads\/2026\/08\/Beth-whitespace-RESIZED.jpg.jpg\" alt=\"\" class=\"wp-image-68838\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Beth-whitespace-RESIZED.jpg.jpg 1200w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Beth-whitespace-RESIZED.jpg.jpg?resize=300,157 300w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Beth-whitespace-RESIZED.jpg.jpg?resize=768,402 768w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Beth-whitespace-RESIZED.jpg.jpg?resize=1024,536 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">A recent study by the Institute for Veterans and Military Families at Syracuse University found that 41 percent of veterans listed the adjustment to civilian life as one of their top transition challenges, said Beth Kubala, a senior director at the Institute. (Beth Kubala)<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIf a family is accustomed to living on post, the process of procuring a loan, securing a house, going through a home inspection \u2014 all that can be daunting, especially if it\u2019s happening later in life where many people have experienced that earlier,\u201d said Kubala, a retired Army lieutenant colonel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Housing is one of the top three areas of need among veterans who utilize IVMF\u2019s <a href=\"https:\/\/www.militarytimes.com\/news\/transition\/2018\/06\/11\/out-of-work-wrongly-denied-benefits-these-organizations-can-help\/\" target=_blank><u>AmericaServes program,<\/u><\/a> a network of community-based organizations that Kubala helps oversee. Often, the requests are for help finding affordable housing options, which can be a challenge even for veterans receiving the Post-9\/11 GI Bill\u2019s housing stipend.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Start by understanding which benefits, if any, will carry over after you leave the military and how they may look different if you are retiring or joining the reserves, for example, she said. When you\u2019re considering job options, you\u2019ll need to factor in the value and cost of benefits, such as health care, into what your overall compensation package would be.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>2.<\/b> <b>You won\u2019t be part of a unit anymore.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For better or worse, your life will no longer revolve around your unit. But that doesn\u2019t mean you can\u2019t find a similar type of camaraderie outside the military.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cFor a new veteran joining a workplace, whether it\u2019s a really small organization or a large one, I think step one should be identifying other veterans within the company,\u201d said Colleen Deere, executive director of <a href=\"https:\/\/www.militarytimes.com\/spouse\/2018\/11\/14\/this-customized-mentorship-program-for-veterans-is-now-helping-military-spouses\/\" target=\"_blank\"><u>American Corporate Partners<\/u><\/a>, a nonprofit that provides career counseling, one-on-one mentoring and networking opportunities for transitioning service members and veterans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many companies also have veteran affinity groups or employee resource groups for former service members, which can increase job satisfaction among veterans, according to a recent <a href=\"https:\/\/rebootcamp.militarytimes.com\/news\/employment\/2018\/12\/24\/richer-smarter-better-off-things-are-looking-up-for-wounded-warriors\/\" target=\"_blank\">Wounded Warrior Project study<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re not getting that type of camaraderie in your 9-to-5 job, Kubala suggested joining a local chapter of a veteran service organization or volunteering at a nonprofit that serves other veterans in your community.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>3.<\/b> <b>People talk differently.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re used to barking orders in uniform, you\u2019ll need to tone that down at your new office.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIn the military, the communication there is really precise \u2014 and it has to be when you\u2019re talking about people\u2019s lives are at stake,\u201d Deere said. \u201cI think civilian communication tends to be a lot more subtle and nuanced.\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"\/wp-content\/uploads\/2026\/08\/ColleenDeereHeadshot-2-RESIZED.jpg.jpg\" alt=\"\" class=\"wp-image-68841\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ColleenDeereHeadshot-2-RESIZED.jpg.jpg 1200w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ColleenDeereHeadshot-2-RESIZED.jpg.jpg?resize=300,157 300w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ColleenDeereHeadshot-2-RESIZED.jpg.jpg?resize=768,402 768w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ColleenDeereHeadshot-2-RESIZED.jpg.jpg?resize=1024,536 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Around 14,000 veterans have gone through the American Corporate Partners program, where Colleen Deere serves as executive director. (Colleen Deere)<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Another thing you\u2019ll need to know about the civilian work culture is that <a href=\"https:\/\/rebootcamp.militarytimes.com\/news\/employment\/2019\/01\/03\/building-a-personal-brand-can-help-you-get-a-job-heres-how-to-get-started\/\" target=\"_blank\">it\u2019s OK to talk about yourself<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cI do think that it\u2019s extremely difficult for vets to talk about [themselves] and what they, personally, accomplished as part of the mission,\u201d Deere said. \u201cIt can be tough to look at it in that way.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typically, service members are used to focusing on what their team did as a whole. In a job interview or performance evaluation, however, you need to know how to sell your own accomplishments and make clear why your skills are an asset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Deere said one of the advantages of going through the American Corporate Partners program is that veterans are paired with a mentor who has already transitioned into the civilian job market and can offer help with networking, interviewing and other aspects of the job search. So far, about 14,000 people have gone through the program in the last decade.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>4.<\/b> <b>You\u2019re allowed to question authority. <\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cIn the civilian workplace, I think it\u2019s expected that an employee is going \u2014 from time to time \u2014 that they\u2019re going to disagree with their boss,\u201d said Deere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Those who don\u2019t could potentially be perceived as not being thoughtful or engaged. But former service members may not feel comfortable pushing back, or they may not even realize that they can (politely, of course).<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/veterans\/2019\/01\/11\/women-and-minority-veterans-are-thriving-in-the-civilian-workforce\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/4938814-RESIZED.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Women and minority veterans are thriving in the civilian workforce<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">Among post-9\/11 veterans in particular, women outshined men with a 3.5 percent unemployment rate, compared to 3.9.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">\u201cTo some extent, that disagreement and conflict are more welcomed in the corporate workplace than perhaps in the military, top-down decision-making hierarchy. And the stakes are not as high,\u201d she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In general, your opinion is more valued in the civilian sector. While your lieutenant may have made decisions without consulting you as a member of the platoon, your boss in the civilian workforce will likely ask for your input.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So be ready to pipe up in meetings. In most cases, it\u2019s not disrespectful; it\u2019s encouraged.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>5.<\/b> <b>You already have skills that will transfer over, but you may need more.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kubala, a member of the Judge Advocate General\u2019s Corps while on active duty, is now doing something completely different than what she was trained for in the military. But she has no doubt her military training helps her be effective in her current role.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Similarly, your military skills, such as leadership and service, can also come in handy when you\u2019re looking for a new job. But you need to understand what you want to do and then identify if there are any other skills you\u2019ll need to pick up first.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cYou need to know what you\u2019re looking for personally but then you also need to learn about organizations, government entities, private firms. You need to be very well educated about the types of opportunities you\u2019re looking for,\u201d Kubala said.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"\/wp-content\/uploads\/2026\/08\/Rynele-whitespace-RESIZED.jpg.jpg\" alt=\"\" class=\"wp-image-68843\" srcset=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Rynele-whitespace-RESIZED.jpg.jpg 1200w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Rynele-whitespace-RESIZED.jpg.jpg?resize=300,157 300w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Rynele-whitespace-RESIZED.jpg.jpg?resize=768,402 768w, https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/Rynele-whitespace-RESIZED.jpg.jpg?resize=1024,536 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Learning how to master transitions with the military can set service members up for success when they get out, said Lt. Col. Rynele Mardis, southeast region director for the Army&#8217;s Soldier for Life program. (Rynele Mardis)<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">If it\u2019s an extra certification you\u2019ll need, consider doing that while you\u2019re still in the military, Mardis said, pointing out that this can also make you more marketable while you\u2019re still serving.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe find that the military education assists with moving into a lot of the employment that a service member may want to attain, but it doesn\u2019t always transfer completely,\u201d he said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><b>6.<\/b> <b>You can \u2014 and should \u2014 start preparing early.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Preparing for life after the military is a process, and it can be a long one. So you\u2019ll save yourself the headache by preparing over time, rather than cramming at the last minute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This could be as simple as reaching out to your old military buddies and asking for their advice on transition and what did and didn\u2019t work for them, Kubala said. Ask about their own job satisfaction and any tips they might have.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cWe\u2019ve seen that being better prepared absolutely leads to higher job retention and earnings,\u201d she said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At an even more basic level, she said it\u2019s important to identify what\u2019s driving your transition. Is it geography \u2014 wanting to move closer to home, for example \u2014 or the desire to start working in a different field? Knowing that can help you narrow down your job search.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/one.sightlinemg.com\/militarytimes\/newsletters\/2018\/06\/21\/heres-how-you-can-get-the-most-out-of-tap\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"157\" src=\"https:\/\/one.sightlinemg.com\/wp-content\/uploads\/2026\/08\/CathyHoward-RESIZED.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Here\u2019s how you can get the most out of TAP<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">We asked Cathy Howard, chief of airman and family readiness at Los Angeles Air Force Base for her best tips.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re going to need two incomes when you get out, preparing early means your <a href=\"https:\/\/www.militarytimes.com\/spouse\/2018\/12\/13\/hiring-our-heroes-president-military-spouse-employment-is-critical-to-national-security\/\" target=\"_blank\">spouse will have enough time to find a job<\/a>, too. And if he or she can start before you take off the uniform so you\u2019re not both starting new jobs at the same time, even better, Kubala said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">She said some job training programs, such as IVMF\u2019s <a href=\"https:\/\/onward2opportunity-vctp.org\/\" target=_blank><u>Onward to Opportunity<\/u><\/a>, are open to military spouses as well, so whether you plan to transition out of the military in the immediate future or not, let your spouse know about the opportunities available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another way to prepare is to learn from transitions within the military, including moves between duty stations and promotions, Mardis said. That\u2019s one of the big things he stresses at Soldier for Life.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cLearn and understand how to transition from point to point now,\u201d he said. \u201cWhat are those key benchmarks? What are those key milestones that you need to have at each transition in the military?\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Asking those questions can help when you get out, so it \u201cdoesn\u2019t come as such a shock to you that you have certain milestones or certain benchmarks that need to be achieved,\u201d he said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you arrive at a new duty station in the military, you can often find information on housing, healthcare and your child\u2019s new school all under one roof. When you&#8217;re a civilian &#8230; not so much.<\/p>\n","protected":false},"author":7,"featured_media":68836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":19,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[101,23,12,26,19,65],"tags":[],"coauthors":[3388],"class_list":["post-35320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-news-roundup","category-home","category-news","category-newsletters","category-veterans","category-your-navy"],"acf":{"subheadline":"","legacy_arc_id":"PCQQTE6BMFAU5PRZEDFVDMHQPI","arc_canonical_url":"\/transition-tips\/transition\/2019\/01\/22\/civilian-life-101-heres-what-you-need-to-know-before-you-take-off-that-uniform\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Civilian Life 101: Here\u2019s what you need to know before you take off that uniform - Navy Times<\/title>\n<meta name=\"description\" content=\"When you arrive at a new duty station in the military, you can often find information on housing, healthcare and your child\u2019s new school all under one roof. 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