{"id":70749,"date":"2014-11-24T14:03:42","date_gmt":"2014-11-24T14:03:42","guid":{"rendered":"https:\/\/one.sightlinemg.com\/navytimes\/uncategorized\/2014\/11\/24\/car-bargains-check-out-usaa-s-best-value-list-as-deals-heat-up\/"},"modified":"2026-08-08T14:05:29","modified_gmt":"2026-08-08T14:05:29","slug":"car-bargains-check-out-usaa-s-best-value-list-as-deals-heat-up","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/navytimes\/off-duty\/2014\/11\/24\/car-bargains-check-out-usaa-s-best-value-list-as-deals-heat-up\/","title":{"rendered":"Car bargains: Check out USAA&#8217;s &#8216;best value&#8217; list as deals heat up"},"content":{"rendered":"\n\n\n<p class=\"wp-block-paragraph\">Cold weather may make a car lot the last place you want to spend your time, but if you&#8217;ve been thinking about getting a new ride, the coming weeks often bring a perfect car-buying storm for deal hunters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;As the new calendar year approaches, dealerships are trying to meet year-end sales quotas that could reduce fees and taxes on year-end inventory,&#8221; according to the experts at TrueCar, an automotive pricing and information website for new- and used-car buyers and dealers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even better for bargain hunters, sales staff are usually vying not only for end-of-month and end-of-quarter sales quotas, they&#8217;re also trying to meet year-end sales targets to trigger holiday bonuses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Plus, with the calendar getting ready to flip, dealers are all the more eager to make room for incoming 2015 models, which started hitting the lots a few months ago, before all those 2014 models start looking like used vehicles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, outgoing models may be in short supply as the year ends, says TrueCar, so your selection may be limited. &#8220;But manufacturers quite frequently offer additional sales incentives on lingering models, bringing their prices down even further.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even when sales are strong through November, &#8220;dealers push in December to meet or exceed their goals,&#8221; according to the experts at Autotrader, who also recommend going late in the day to get a better deal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8220;New-car shoppers can often negotiate strong deals during late hours, provided the salesperson thinks he or she is dealing with a serious buyer. Staying late to close a deal doesn&#8217;t change the fact that everyone&#8217;s ready to go home, so the dealer may make concessions to speed up the negotiation,&#8221; Autotrader says.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;ve decided now is the time to buy, of course the big question becomes what car to get. A great place to start is USAA&#8217;s 2014 &#8220;Best Value&#8221; list.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Published in the most recent edition of USAA Magazine, the insurance wizards and number crunchers use a proprietary scoring model to evaluate factors including safety, cost and reliability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, USAA&#8217;s &#8220;Top 10 for Teens&#8221; taps those vehicles that also get top marks in reliability and safety, as well as reasonable insurance costs. With each vehicle on the teen list under $26,000 sticker, it could just as easily be called &#8220;Top 10 List for Young, Single Troops.&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">USAA&#8217;s top picks:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><b>Coupe<\/b>: 2014 Chevrolet Spark: Recognized by the Insurance Institute for Highway Safety as a Top Safety Pick, its affordability and fuel economy made it a top pick.<\/li><li><b>Small sedan<\/b>: 2014 Toyota Prius: Earning high marks for fuel economy and its superior safety rating.<\/li><li><b>Midsize sedan<\/b>: 2014 Toyota Camry: Despite its competitive category, it conquered again this year, earning points for reliability and resale value.<\/li><li><b>Midsize luxury:<\/b> 2014 Lincoln MKZ: Topping its category for a second year, the MKZ offers fuel efficiency and superior safety, earning a 2014 Top Safety Pick+ award from the Insurance Institute for Highway Safety.<\/li><li><b>Large luxury<\/b>: 2014 Volvo S80: A Top Safety Pick+, the S80 also gets the nod for its top-notch reliability and fuel efficiency.<\/li><li><b>Small SUV<\/b>: 2014 Mazda CX-5: Outscoring the competition on affordability and reliability, CX-5 also has lower than average insurance premiums and a Top Safety Pick+ status.<\/li><li><b>Midsize SUV<\/b>: 2014 Toyota Highlander: With the highest safety ratings in its class, the Highlander also gets high grades for reliability.<\/li><li><b>Midsize luxury SUV<\/b>: 2014 Acura MDX: Combining good scores on value and reliability, the MDX also gets a Top Safety Pick+ award.<\/li><li><b>Station wagon<\/b>: 2014 Mazda3 Hatchback: Mixing a reasonable price, reliability and outstanding safety status.<\/li><li><b>Minivan<\/b>: 2014 Honda Odyssey: Making its first appearance on USAA&#8217;s Best Value list, the Odyssey pairs competitive pricing and superior safety.<\/li><li><b>Top 10 for Teens<\/b>: Chevrolet Spark, Honda Civic Sedan, Honda Civic Coupe, Mazda Mazda3 Hatchback, Toyota Prius, Nissan Altima, Toyota Camry, Dodge Dart, Mazda Mazda6, Mazda CX-5.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The coming weeks often bring a perfect car-buying storm for deal hunters.<\/p>\n","protected":false},"author":7,"featured_media":6295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":13,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[13],"tags":[],"coauthors":[992],"class_list":["post-70749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-off-duty"],"acf":{"subheadline":"","legacy_arc_id":"IR3G763A25EFTC6FSRDD24SAIE","arc_canonical_url":"\/off-duty\/2014\/11\/24\/car-bargains-check-out-usaa-s-best-value-list-as-deals-heat-up\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Car bargains: Check out USAA&#039;s &#039;best value&#039; list as deals heat up - Navy Times<\/title>\n<meta name=\"description\" content=\"The coming weeks often bring a perfect car-buying storm for deal hunters.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car bargains: Check out USAA&#039;s &#039;best value&#039; list as deals heat up\" \/>\n<meta property=\"og:description\" content=\"The coming weeks often bring a perfect car-buying storm for deal hunters.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/one.sightlinemg.com\/navytimes\/off-duty\/2014\/11\/24\/car-bargains-check-out-usaa-s-best-value-list-as-deals-heat-up\/\" \/>\n<meta property=\"og:site_name\" content=\"Navy Times\" \/>\n<meta property=\"article:published_time\" content=\"2014-11-24T14:03:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-08T14:05:29+00:00\" \/>\n<meta name=\"author\" content=\"Jon R. 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