{"id":75219,"date":"2023-10-12T16:34:54","date_gmt":"2023-10-12T16:34:54","guid":{"rendered":"https:\/\/one.sightlinemg.com\/navytimes\/uncategorized\/2023\/10\/12\/vets-more-likely-than-civilians-to-own-home-experience-homelessness\/"},"modified":"2026-08-08T15:04:31","modified_gmt":"2026-08-08T15:04:31","slug":"vets-more-likely-than-civilians-to-own-home-experience-homelessness","status":"publish","type":"post","link":"https:\/\/one.sightlinemg.com\/navytimes\/veterans\/2023\/10\/12\/vets-more-likely-than-civilians-to-own-home-experience-homelessness\/","title":{"rendered":"Vets more likely than civilians to own home, experience homelessness"},"content":{"rendered":"\n

New research shows veterans are both more likely to own a home<\/a> than other Americans and more likely to become homeless<\/a> than their non-military peers, a contradiction that underscores the disparity in potential transition outcomes for separating service members.<\/p>\n\n\n\n

For individuals who thrive after leaving the ranks, generous home loan benefits<\/a> and higher employment rates have kept homeownership rankings among veterans significantly above their civilian peers for the last decade, according to a new analysis released Thursday from the RAND Epstein Family Veterans Policy Research Institute<\/a>.<\/p>\n\n\n\n

Census data shows about 80% of veterans own a home, compared to 60% of non-veterans, the report stated.<\/p>\n\n\n\n

\u201cOne likely reason is that veterans have access to relatively generous home financing programs through the VA that involve both lower down payments and lower interest rates than the commercial market,\u201d researchers wrote. \u201cThese programs lower both the initial barrier (down payment requirements) and the ongoing cost of ownership.\u201d<\/p>\n\n\n\t